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Agenda Packet October 6 2014PERSON COUNTY BOARD OF COUNTY COMMISSIONERS MEETING AGENDA 304 South Morgan Street, Room 215 Roxboro, NC 27573-5245 336-597-1720 Fax 336-599-1609 October 6, 2014 7:00 pm CALL TO ORDER…………………………………………………. Chairman Clayton INVOCATION PLEDGE OF ALLEGIANCE DISCUSSION/ADJUSTMENT/APPROVAL OF AGENDA RECOGNITION NC Association of County Commissioners awards Person County Super Member designation ……………………………. Bob Carruth RECESSED PUBLIC HEARING: ITEM #1 A Financial Grant Incentive in the amount of $30,000 disbursed to Roxboro Development Group over 3-years for an Economic Project for Public Improvements benefiting the Uptown area and Hall’s Agribusiness …………………………………….. Heidi York & Stuart Gilbert INFORMAL COMMENTS The Person County Board of Commissioners established a 10 minute segment which is open for informal comments and/or questions from citizens of this county on issues, other than those issues for which a public hearing has been scheduled. The time will be divided equally among those wishing to comment. It is requested that any person who wishes to address the Board, register with the Clerk to the Board prior to the meeting. 1 ITEM #2 DISCUSSION/ADJUSTMENT/APPROVAL OF CONSENT AGENDA A. Approval of Minutes of September 22, 2014 B. Budget Amendment 6 C. Budget Amendment 7 D. Budget Amendment 8 E. CDBG Quarterly Reporting for the months of July, August and September 2014 UNFINISHED BUSINESS: NEW BUSINESS: ITEM #3 Request from Woodsdale Volunteer Fire Department to Operate a Second Station with the Intent of Reducing the ISO Rating in its Unprotected Area ……………………………………George Woody ITEM #4 Resolution Approving an Installment Financing Contract, a Deed of Trust and Other Documents and Approving and Authorizing Certain Actions in Connection with Financing a Portion of the Cost of Various Projects - Person County Recycling Center and Various Re-Roofing Projects ……………… Amy Wehrenberg CHAIRMAN’S REPORT MANAGER’S REPORT COMMISSIONER REPORTS/COMMENTS CLOSED SESSION Note: All Items on the Agenda are for Discussion and Action as deemed appropriate by the Board. 2 AGENDA ABSTRACT Meeting date: October 6, 2014 Agenda Title: Recessed Public Hearing: A Financial Incentive in the amount of $30,000 disbursed to Roxboro Development Group over 3- years for an Economic Project for Public Improvements benefitting the Uptown area and Hall’s Agribusiness Summary of Information: This Public Hearing was initially scheduled to be held on September 8, 2014 but was recessed until this meeting, October 6th. This hearing was recessed as the incentive agreements were being developed and worked out between partners. The County is limited by General Statutes in its ability to fund incentives for “downtown area improvements.” Rather, the county can contribute to this economic development project by contracting with the City of Roxboro, rather than Roxboro Development Group, to assist in a specific and limited public improvement. Therefore, the Public Hearing will be brought back to the Board at a future meeting for discussion of economic incentives with an agreement that reflects the County funding this project through the City of Roxboro to increase the accountability of economic incentives. Recommended Action: Cancel this public hearing in its entirety. Upon the development of an incentive agreement, a new public hearing will be scheduled and properly advertised. Submitted By: Heidi York, County Manager and Stuart Gilbert, Economic Development Director 3 PUBLIC HEARING NOTICE The Person County Board of Commissioners will hold a Public Hearing on Monday, September 8, 2014 at 7:00 pm in the Board of Commissioners’ meeting room, Room 215, Person County Office Building, 304 S. Morgan Street, Roxboro, NC 27573. The Board will consider the appropriation of county general funds to be made available to the Roxboro Development Group in compliance with applicable law, to assist in public bathrooms, public street lighting and public sidewalks at Hall’s Agribusiness. The project will include development of 13,000 sq. ft. of new development space and over 55 new jobs in the Uptown Roxboro Area. Such assistance shall include, but not limited to: 1. A financial grant incentive over a 3 year period of time at a total cost of $30,000 or $10,000 per fiscal year with the disbursement of the first payment of $10,000 to be released after the construction of the new uptown development project. The project will be adjacent to Merritt Commons and support future community wide events located in the Uptown Roxboro Area. This grant will be disbursed to the Roxboro Development Group and the Roxboro Development Group will oversee the release of county public improvement funds over a 3 year period based on new capital investment of over $1.2 million and up to 55 new jobs over 5 years. The consideration provided for public improvements that will benefit residents that shop in Uptown Roxboro referenced in Item 1 above includes a verifiable commitment to (i) specified levels of capital investment and new employment within the County and (ii) and no financial grant requiring to be repaid to the County in connection with said project based on the completion of the project and the fact that the project owner will pay property taxes and be reimbursed over a 3 year period for the public improvements they developed that will be a public benefit to the Uptown area and citizens doing business in Uptown and a private benefit to the Hall’s Agribusiness new developed space. The public benefits to be derived from this economic development project are increases in the property tax base, employment opportunities, tax revenues, over $80,000 dollars of new public improvements in the Uptown Roxboro Area in the form of new public restrooms, new public street lighting and new public sidewalks and business prospects in the County. On September 8, 2014, a motion was made by Commissioner Puryear and carried 5-0 to open the duly advertised public hearing for a Financial Grant Incentive in the amount of $30,000 disbursed to Roxboro Development Group over 3-years for an economic project for Public Improvements benefiting the Uptown area and Hall’s Agribusiness. Economic Development Director, Stuart Gilbert advised the Board that the project for a Financial Grant Incentive in the amount of $30,000 disbursed to Roxboro Development Group over 3-years for an economic project for Public Improvements benefiting the Uptown area and Hall’s Agribusiness was not yet ready for public comments and therefore requested the Board to continue the public hearing to the Board’s meeting scheduled for October 6, 2014 at 7:00 pm. A motion was made by Commissioner Newell and carried 5-0 to recess the public hearing for a Financial Grant Incentive in the amount of $30,000 disbursed to Roxboro Development Group over 3-years for an economic project for Public Improvements benefiting the Uptown area and Hall’s Agribusiness until October 6, 2014 at 7:00 pm. Brenda B. Reaves, NCCCC, CMC Clerk to the Board Person County Board of Commissioners 4 September 22, 2014 1 PERSON COUNTY BOARD OF COMMISSIONERS SEPTEMBER 22, 2014 MEMBERS PRESENT OTHERS PRESENT Jimmy B. Clayton Heidi York, County Manager Kyle W. Puryear C. Ronald Aycock, County Attorney B. Ray Jeffers Brenda B. Reaves, Clerk to the Board Frances P. Blalock David Newell, Sr. The Board of Commissioners for the County of Person, North Carolina, met in regular session on Monday, September 22, 2014 at 9:00 am in the Commissioners’ meeting room in the Person County Office Building. Chairman Clayton called the meeting to order, led invocation and asked Vice Chairman Jeffers to lead the Pledge of Allegiance. DISCUSSION/ADJUSTMENT/APPROVAL OF AGENDA: A motion was made by Commissioner Blalock and carried 5-0 to approve the agenda. PUBLIC HEARING: WHETHER THE BOARD OF COMMISSIONERS FOR THE COUNTY OF PERSON, NC SHOULD APPROVE A PROPOSED INSTALLMENT FINANCING AGREEMENT TO FINANCE A PORTION OF THE COSTS OF VARIOUS PROJECTS AND WHETHER SAID COUNTY SHOULD ACQUIRE CERTAIN SCHOOL PROPERTY INCLUDED IN SUCH PROJECTS RELATED TO THE FINANCING OF PERSON COUNTY’S RECYCLING CENTER ACQUISITION AND IMPROVEMENTS, AND EARL BRADSHER PRESCHOOL AND KIRBY CIVIC AUDITORIUM RE-ROOFING CONSTRUCTION: A motion was made by Commissioner Puryear and carried 5-0 to open the duly advertised Public Hearing related to whether the Board of Commissioners for the County of Person, NC should approve a proposed installment financing agreement to finance a portion of the costs of various projects and whether said County should acquire certain school property included in such projects related to the financing of Person County’s Recycling Center acquisition and improvements, and Earl Bradsher Preschool and Kirby Civic Auditorium Re-roofing construction. 5 September 22, 2014 2 Finance Director, Amy Wehrenberg stated the purpose of the Public Hearing set for September 22, 2014 was to consider whether the Board of Commissioners for Person County should approve a proposed installment financing agreement and certain related documents to provide funds in an amount not exceeding $2.5M for the acquisition and improvements of the Person County Recycling Center and the replacement of roofing for Earl Bradsher Preschool and the Kirby Civic Auditorium. Ms. Wehrenberg stated another purpose of the Public Hearing was to consider whether the County should acquire from the Person County Board of Education an interest in the site of Earl Bradsher Preschool and the improvements thereon in connection with the financing. Ms. Wehrenberg noted the County would secure repayment of the financing by granting a security interest in such property and certain related property. Ms. Wehrenberg confirmed that Notice of the Public Hearing was published in The Courier Times not less than 10 days before the date of the Public Hearing. Ms. Wehrenberg explained the current plan of the County is to finance a portion of the cost of this Project for $2.36M, with the remaining cost to be sourced from available funds set aside as contingency that were initially approved for this purpose. Ms. Wehrenberg provided the latest budget summary of revenues and expenditures associated with the project for the Board’s review. Ms. Wehrenberg informed the Board of two changes since the Project was established and a Capital Project Ordinance was adopted. The first change related to the roofing construction bids coming in approximately $53K higher for the Recycling Building’s roof than was anticipated. Ms. Wehrenberg noted the General Services Director actually received one bid that was lower from a less experienced governmental bidding vendor, but due to some missing documents, the bid had to be rejected. Ms. Wehrenberg stated the second change discovered was that a survey was not on file for Earl Bradsher Preschool that is required by the bank since it is the property being pledged as collateral. Ms. Wehrenberg stated the cost of the survey that had to be added to the Earl Bradsher re-roofing project was $5,855. Ms. Wehrenberg stated both changes caused the need to revise the project estimates that are covered by the $2.36M financing being proposed. Ms. Wehrenberg also included the transfer of contingency funds for $30K that was approved for the Project in the CIP Fund noting these changes will be included in a budget amendment for the Board’s meeting on October 6, 2014, the same meeting that final financing documents will be presented to the Board should the Board decide to move forward after the close of the Public Hearing. Ms. Wehrenberg asked if any Board members had any questions about the summary of costs. Commissioner Newell asked Ms. Wehrenberg what the amount of difference was between the lowest accepted bid and the rejected bid on the roofing construction bids. Ms. Wehrenberg deferred the question to the General Services Director, Ray Foushee. Mr. Foushee stated the difference was approximately $30,000. 6 September 22, 2014 3 Commissioner Newell asked Ms. Wehrenberg if the Board could approve the installment financing of various projects and acquisition of certain school property contingent upon a rebid for the roofing construction bids. Ms. Wehrenberg stated if the Board ordered a rebid for the roofing construction bids, the financing closing would be delayed by three months. Ms. Wehrenberg told the Board that an increase in taxes to fund the repayment of the debt is not anticipated, and the County's current debt structure has been determined to be sound and sufficient to support this additional debt that is the subject of this Public Hearing. Ms. Wehrenberg stated the County received bids on August 29, 2014 from the banking lenders in response to the County’s request for proposals on the $2.36M proposed installment financing agreement noting the proposal requested a fixed tax- exempt and bank-qualified interest rate-financing for the principal amount stated with a desired term of 15 years. Ms. Wehrenberg referenced the bid sheet that was included in the Board’s agenda packet that summarizes the bids noting there were many variables on which to base the comparison; the primary factor was the offered interest rate. Ms. Wehrenberg explained that BB&T’s proposal was more favorable in the 2.8% interest rate proposed versus the 3.07% interest rate offered by SunTrust. Other factors in the bid proposals that were considered included the prepayment penalty provisions, legal fees, and other required special conditions. Ms. Wehrenberg said that from both responses, BB&T's proposal appears to be the most appropriate of the proposals received by the County to meet its needs and recommended the Board award BB&T as the lending institution for the proposed financing agreement. 7 September 22, 2014 4 8 September 22, 2014 5 There were no individuals appearing before the Board of Commissioners to speak in favor of or in opposition to the proposed installment financing agreement to finance a portion of the costs of various projects and whether said County should acquire certain school property included in such projects related to the financing of Person County’s Recycling Center acquisition and improvements, and Earl Bradsher Preschool and Kirby Civic Auditorium Re-roofing construction. A motion was made by Vice Chairman Jeffers and carried 5-0 to close the Public Hearing related to whether the Board of Commissioners for the County of Person, NC should approve a proposed installment financing agreement to finance a portion of the costs of various projects and whether said County should acquire certain school property included in such projects related to the financing of Person County’s Recycling Center acquisition and improvements, and Earl Bradsher Preschool and Kirby Civic Auditorium Re-roofing construction. CONSIDERATION TO GRANT OR DENY REQUEST OF WHETHER THE BOARD OF COMMISSIONERS FOR THE COUNTY OF PERSON, NC SHOULD APPROVE A PROPOSED INSTALLMENT FINANCING AGREEMENT TO FINANCE A PORTION OF THE COSTS OF VARIOUS PROJECTS AND WHETHER SAID COUNTY SHOULD ACQUIRE CERTAIN SCHOOL PROPERTY INCLUDED IN SUCH PROJECTS RELATED TO THE FINANCING OF PERSON COUNTY’S RECYCLING CENTER ACQUISITION AND IMPROVEMENTS, AND EARL BRADSHER PRESCHOOL AND KIRBY CIVIC AUDITORIUM RE-ROOFING CONSTRUCTION AND APPROVAL OF LENDER FOR FINANCING OF RECYCLING CENTER AND VARIOUS RE- ROOFING PROJECTS: Commissioner Puryear respectively requested Board permission to recuse himself from the vote for Board action related to the proposed financing agreement to finance a portion of the costs of various projects and whether said County should acquire certain school property included in such projects related to the financing of Person County’s Recycling Center acquisition and improvements, and Earl Bradsher Preschool and Kirby Civic Auditorium Re-roofing construction and the approval of the lender for such financing due to the recommended lender is his employer. A motion was made by Vice Chairman Jeffers and carried 4-0 to recuse Commissioner Puryear from the vote for Board action related to the proposed financing agreement to finance a portion of the costs of various projects and whether said County should acquire certain school property included in such projects related to the financing of Person County’s Recycling Center acquisition and improvements, and Earl Bradsher Preschool and Kirby Civic Auditorium Re-roofing construction and the approval of the lender for such financing. 9 September 22, 2014 6 Chairman Clayton requested consideration for a motion to (a) proceed with the proposed financing of a portion of the cost of the described project (the “Project”) and approve on a preliminary basis the proposal of BB&T (the “Proposal”) to finance a portion of the cost of the Project in an amount not to exceed $2.5M substantially as presented, (b) to authorize the Chairman of the Board of Commissioners and the County Manager and the Finance Director of the County to negotiate further with BB&T the terms of the Proposal as they consider to be necessary or advisable and to execute and deliver the Proposal to BB&T at such time as they determine to be appropriate and (c) to acquire the fee or any lesser interest in the real and personal property included in the Project, including specifically the site of Earl Bradsher Preschool and the improvements thereon, for use by the Person County Schools in order to proceed with such plan by the County and the Board of Education to finance a portion of the cost of the Project. A motion was made by Commissioner Blalock and carried 3-1 to (a) proceed with the proposed financing of a portion of the cost of the described project (the “Project”) and approve on a preliminary basis the proposal of BB&T (the “Proposal”) to finance a portion of the cost of the Project in an amount not to exceed $2.5M substantially as presented, (b) to authorize the Chairman of the Board of Commissioners and the County Manager and the Finance Director of the County to negotiate further with BB&T the terms of the Proposal as they consider to be necessary or advisable and to execute and deliver the Proposal to BB&T at such time as they determine to be appropriate and (c) to acquire the fee or any lesser interest in the real and personal property included in the Project, including specifically the site of Earl Bradsher Preschool and the improvements thereon, for use by the Person County Schools in order to proceed with such plan by the County and the Board of Education to finance a portion of the cost of the Project. Commissioner Newell cast the lone dissenting vote. 10 September 22, 2014 7 INFORMAL COMMENTS: The following individuals appeared before the Board to make informal comments: Ms. Benita Purcell, Person County Group Homes, Inc. staff member and Chair of the Cardinal Innovation Consumer and Family Advisory Council made the Board aware of an upcoming Town Hall meeting scheduled for October 1, 2014 at Roxboro City Hall to address mental health needs/services in rural communities and across the state. Ms. Purcell invited the Board members as local policy makers to attend. Ms. Purcell stated Mr. Dave Richard, Deputy Director of NC Division of Health and Human Services will be the guest speaker. Ms. Susan Naylor of 481 Valhalla Drive, Timberlake asked the Board to commission funding for a Senior Center facility noting the great need for a dedicated space to have exercise classes. Ms. Naylor explained that the Auditorium has been and will continue to be unavailable at many of the times she holds her exercise class causing the participants to have to make a choice in programming. Mr. Ryan Wilson of 471 Parham Road, Roxboro and staff of Wilson Ambulance Service & Support (WASS) stated his intention to make the Board aware of a private ambulance service transporting residents which is not allowed according to the provisions of the County’s Ambulance Franchise Ordinance. Mr. Wilson noted a discussion with the County Attorney prior to the meeting let him know the County is aware and is in process of checking into it. The Board allowed County Attorney, Ron Aycock to respond to Mr. Wilson’s comments. Mr. Aycock stated the Emergency Services Director is currently investigating if any violations have taken place through his review of the Ordinance. Mr. Tim Chandler of 116 Cheryl Circle, Roxboro acknowledged and praised the County’s Home, Health and Hospice agency noting all staffs were wonderful and very helpful to his dad. 11 September 22, 2014 8 DISCUSSION/ADJUSTMENT/APPROVAL OF CONSENT AGENDA: A motion was made by Vice Chairman Jeffers and carried 5-0 to approve the Consent Agenda with the following items: A. Approval of Minutes of September 8, 2014 B. Budget Amendment #4 C. Budget Amendment #5 and Carry Forward Commitments detail D. Tax Adjustments for August2014 a. August 2014 Tax Releases, and b. August 2014 NC Vehicle Tax System pending refunds 12 September 22, 2014 9 NEW BUSINESS: VETERAN’S PARK UPDATE: Mr. Richard Vining, President of the Person Veterans Council gave the Board an update on the Person County Veteran’s Park. Mr. Vining gave the Board a brochure depicting the Veteran’s Park project to be located at 316 S. Morgan Street, Roxboro. The brochure outlined the Person Veterans Council’s vision, membership, short term and long term objectives. Mr. Vining noted a correction related to donations, informing the group that any donations should be made to the American Legion. Mr. Vining noted a sign has been erected on the lot announcing the future site of the park. Mr. Vining stated the Person Veterans Council has completed a preliminary construction schedule for the park. Mr. Vining told the Board that phase one of the Veterans’ Park construction will begin in October 2014 and will include concrete work for all sidewalks of the park and the footings for the brick walls. Mr. Vining said the park fundraising efforts are underway for phase two noting that phase one of the project is totally funded. Mr. Vining described phase two as purchasing and placement of items such as the brick walls through donated labor, flag poles, service branch seals, donor stones and informational stones. Mr. Vining stated the intent that any existing landscaping will not be disturbed. Mr. Vining informed the Board that the Person Veterans Council would like to schedule a ribbon cutting and/or groundbreaking ceremony in early October and would like governmental representation. The commemorative target date for opening the park is Memorial Day 2015. Commissioner Newell asked Mr. Vining if all the necessary permits have been obtained. Mr. Vining stated the conditional use permit was granted by unanimous vote by the City of Roxboro Board of Adjustment and the only other permit required will be through the County Inspections Department once the footings have been dug. Mr. Vining thanked the Board for their continued support and making Person County a vet friendly county. 13 September 22, 2014 10 REVISED AUDIT CONTRACT WITH WINSTON, WILLIAMS, CREECH AND EVANS FOR MEDICAID PROGRAM COMPLIANCE: Finance Director, Amy Wehrenberg requested Board action to approve a revision to Person County’s current audit contract to cover the additional tasks related to evaluation of the intake function of the Medicaid program recently requested by the Office of State Auditor. Ms. Wehrenberg stated a letter from Beth Wood, State Auditor to all county district auditors was received requesting completion of the additional tasks to assist the state in obtaining an understanding of the internal controls and eligibility determinations under the Medicaid program. Ms. Wehrenberg noted the information collected by the auditors on the Medicaid compliance will come mainly from the Health Department and the Department of Social Services. Ms. Wehrenberg further noted an increase required to the County’s current audit contract is $1,500. Ms. Wehrenberg recommended that this expenditure be sourced from undesignated contingency funds (leaving a remaining balance of $36,000 for future unanticipated costs). A motion was made by Commissioner Blalock and carried 5-0 to approve the revised audit contract with Winston, Williams, Creech and Evans and to fund the $1,500 from the undesignated contingency budget as presented. CHAIRMAN’S REPORT: Chairman Clayton acknowledged Ms. Margaret Jay’s effort to find Person County money through the State Treasurer’s Department website. MANAGER’S REPORT: County Manager, Heidi York reported the following: • PCBIC will be meeting on Tuesday, September 23, 2014 related to the Site Certification Process, and • State Highway Patrol and county staff will visit the Woodland School site related to the tower project on Wednesday, September 24, 2014. 14 September 22, 2014 11 COMMISSIONER REPORT/COMMENTS: Commissioner Newell asked if the Sansbury gym would be available for the Senior Center to use for its exercise class. Ms. Naylor, who had spoken during public comments, stated the gym is available and she had a meeting with the Director of Recreation, Arts & Parks, John Hill to set up the dates to use the gym. Commissioner Blalock reported the following: a) A Mountain to the Coast Bicycle Tour which begins in Sparta on September 27, 2014 and continue through Mt. Airy, Reidsville, Oxford, Roanoke Rapids, Edenton, Manteo and Hatteras. Commissioner Blalock noted this tourism event has over 1,000 riders participating that will be stopping on their way in the parking lots at Antioch Baptist Church and Mt. Harmony Baptist Church for rest stops on September 30, 2014. Commissioner Blalock suggested a request be made for the next bicycle tour to include Roxboro. b) The project Re-Entry program co-founder and coordinator, Rebecca Sauter has been invited to the next Re-Entry meeting scheduled for October 14, 2014. Commissioner Blalock encouraged everyone to look at Rebecca Sauter’s YouTube video. Commissioner Puryear reported his attendance at a grand opening event for a new, local business called The Bullpen located at the site of the former Outer Limits. Vice Chairman Jeffers expressed a concern directly to Commissioner Puryear related to utilizing county resources and the County Manager’s time to help the Larry Yarborough campaign through his request for budget information from 2007 to present noting that information is available on the county website and further noting the exact chart provided by the County Manager was forwarded to Larry Yarborough. Commissioner Puryear stated any email related to the county is a public record and if it is requested, he will forward such. Commissioner Puryear said that Vice Chairman Jeffers had used public facilities for his campaign. Chairman Clayton stated in his capacity as Chairman, he will limit any such campaign discussion at the Board meetings so not to be perceived as a forum to campaign in support or against any political candidate. 15 September 22, 2014 12 CLOSED SESSION #1 A motion was made by Vice Chairman Jeffers and carried 5-0 to enter Closed Session per General Statute 143-318.11(a)(5) to consider the acquisition or lease of real property at 9:39 am with the following individuals permitted to attend: County Manager, Heidi York, Clerk to the Board, Brenda Reaves, County Attorney, Ron Aycock, Assistant County Manager, Sybil Tate, and General Services Director, Ray Foushee. A motion was made by Commissioner Blalock and carried 5-0 to return to open session at 9:47 am. ADJOURNMENT: A motion was made by Vice Chairman Jeffers and carried 5-0 to adjourn the meeting at 9:48 am. _____________________________ ______________________________ Brenda B. Reaves Jimmy B. Clayton Clerk to the Board Chairman (Draft Board minutes are subject to Board approval). 16 10/6/2014 Dept./Acct No.Department Name Amount Incr / (Decr) EXPENDITURES Capital Improvement Project Fund County (1,372,881) Schools (837,434) PCC (181,929) Transfer to Other Funds (249,209) REVENUES Capital Improvement Project Fund Interest Earnings 800 Transfer from Other Funds (2,387,708) Fund Balance Appropriated (254,545) Explanation: Closing out CIP projects that were complete at June 30, 2014. BUDGET AMENDMENT Budget Amendment #617 10/6/2014 Dept./Acct No.Department Name Amount Incr / (Decr) EXPENDITURES PCRC & Roofing Capital Project Fund County 47,050 Schools 5,855 Contingency 30,000 REVENUES PCRC & Roofing Capital Project Fund Debt Financing Proceeds 52,905 Transfer from Other Funds 30,000 Explanation: Revising PCRC & Roofing Capital Project Fund to reflect the final revenue and expenditure estimates, as well as the transfer of approved contingency funds from the CIP Fund. BUDGET AMENDMENT Budget Amendment #718 10/6/2014 Dept./Acct No.Department Name Amount Incr / (Decr) EXPENDITURES General Fund Public Safety 25,805 Interfund Transfers 3,750 REVENUES General Fund Intergovernmental 11,250 Interfund Transfers 3,750 Other Revenues 6,005 Fund Balance Appropriation 8,550 Explanation: BUDGET AMENDMENT Receipt of 2014 Governor's Crime Commission Block Grant ($11,250), requiring a local match ($3,750) which is to be sourced from fund balance appropriation in the Law Enforcement Restricted Fund; receipt of insurance proceeds to assist in the replacement of the mobile unit at EMS ($10,805); and termination of the Duke lease for the Human Services Building (-$4,800) requiring an appropriation of fund balance in the Health fund ($4,800). Budget Amendment #819 20 21 22 AGENDA ABSTRACT Meeting date: October 6, 2014 Agenda Title: Request from Woodsdale Volunteer Fire Department to Operate a Second Station with the Intent of Reducing the ISO Rating in its Unprotected Area Summary of Information: The Woodsdale Volunteer Fire Department is working to secure and operate a second volunteer fire station. This station is located at 9379 Boston Road and will provide better assistance to the unprotected area of their district. The goal is for the unprotected area to receive a reduction in their ISO insurance ratings from a 10 down to a 9E. This will provide some savings to homeowners through their insurance policies. As part of the process required by the State Fire Marshal, a letter from the Board Chairman and County Manager authorizing this second station is required. Chief George Woody will provide a map of the Woodsdale Fire District and explain this process of acquiring their second station. Recommended Action: Receive the request and direct the County Manager and the Board Chairman to send the letter to the Office of the State Fire Marshal as needed. Submitted By: George Woody, Chief of Woodsdale Volunteer Fire Department 23 AGENDA ABSTRACT Meeting date: October 6, 2014 Agenda Title: Resolution Approving an Installment Financing Contract, a Deed of Trust and Other Documents and Approving and Authorizing Certain Actions in Connection with Financing a Portion of the Cost of Various Projects - Person County Recycling Center and Various Re-Roofing Projects Summary of Information: Finance Director requests action on: “RESOLUTION APPROVING AN INSTALLMENT FINANCING CONTRACT, A DEED OF TRUST AND OTHER DOCUMENTS AND APPROVING AND AUTHORIZING CERTAIN ACTIONS IN CONNECTION WITH FINANCING A PORTION OF THE COST OF VARIOUS PROJECTS.” This Resolution is set forth by sections in the following: Preamble The approval of documents associated with the plan to finance a portion of costs of the Project through an Installment Financing Contract, including the conveyance of Earl Bradsher Preschool to the County as collateral. Section 1: States that the County and Board of Education have agreed to finance a portion of the cost of a project consisting of the re-roofing of Earl Bradsher Preschool which each has found it necessary and desirable to provide improved educational facilities for the citizens of Person County and that the County has also determined to finance a portion of the cost of a project consisting of the acquisition and improvement of the Person County Recycling Center and the re-roofing of the Kirby Civic Auditorium (collectively, the “Project”). Section 2: States that the County has determined to finance a portion of the cost of the Project in an amount not exceeding $2,360,000 as a tax-exempt and bank-qualified installment financing pursuant to G.S. Section 160A-20. Section 3: Lists the financing documents that were included in the agenda packets for review, including (a) the Installment Financing Contract between the County and BB&T, the lending institution, that sets up the arrangement for the advancement of funds to the County to be repaid in installments until the debt is paid; (b) the Deed of Trust which provides for the pledge of Earl Bradsher Preschool as security for the County's obligation to repay the debt; (c) an Administrative Agreement between the County and the Board of Education which authorizes the conveyance of Earl Bradsher Preschool to the County and its lease by the County back to the Board of Education; and (d) the Lease between the County and Board of Education to lease Earl Bradsher Preschool to the Board of Education for the duration of the loan as part of the financing plan. 24 1. The Board confirms that the Project and its use are essential and will permit the County to carry out public functions. 2. The Board finds and determines that it is in the best interest of the County to enter into these financing documents in order to accomplish the financing of a portion of the cost of the Project. 3. The Board approves the financing documents and authorizes certain County officers to represent the County in the execution and delivery of final financing documents to the appropriate parties with any changes that are deemed necessary and appropriate, provided that the final Installment Payment take place no later than December 31, 2029 and the amount borrowed does not exceed $2,360,000. 4. The Board approves prior actions of certain officers of the County in connection with the financing. 5. The Board authorizes County officers and employees to take other actions as needed to complete the financing. 6. The County covenants to comply with the requirements of the Internal Revenue Code as applicable to the financing to maintain the tax-exempt status of the interest to be paid with respect to the loan. 7. The County covenants not to issue more than $10,000,000 of tax-exempt obligations in 2014 and designates its obligation to repay the loan as bank-qualified. 8. Any invalid provision of the resolution will not affect the remainder of the resolution. 9. All prior actions of the Board in conflict with the resolution are repealed. 10. The resolution is effective upon its passage by the Board Recommended Action: To approve the resolution as presented. Submitted By: Amy Wehrenberg, Finance Director 25 5639890v2 14038.00022 A regular meeting of the Board of Commissioners for the County of Person, North Carolina, was held in the Commissioners’ Meeting Room in the Person County Office Building, in Roxboro, North Carolina, on October 6, 2014, at 7:00 P.M. Present: Chairman Jimmy B. Clayton, presiding, and Vice Chairman B. Ray Jeffers and Commissioners Kyle W. Puryear, Frances P. Blalock and David Newell, Sr. Absent: None. * * * * * Chairman Clayton introduced the following resolution, a copy of which had been provided to each Commissioner and which was read by its title: RESOLUTION APPROVING AN INSTALLMENT FINANCING CONTRACT, A DEED OF TRUST AND OTHER DOCUMENTS AND APPROVING AND AUTHORIZING CERTAIN ACTIONS IN CONNECTION WITH FINANCING A PORTION OF THE COST OF VARIOUS PROJECTS. WHEREAS, the County of Person, North Carolina (the “County”), is a validly existing political subdivision of the State of North Carolina (the “State”), under and by virtue of the Constitution and laws of the State; and WHEREAS, the County has the power, pursuant to Section 160A-20 of the General Statutes of North Carolina, as amended, to (a) finance the purchase of real and personal property by installment agreements that create in the property purchased a security interest to secure payment of the purchase price to the entity advancing moneys for such transaction and (b) finance the construction of fixtures or improvements on real property by agreements that create in such fixtures or improvements and in the real property on which such fixtures or improvements are located a security interest to secure repayment of moneys advanced or made available for such construction; and 26 5639890v2 14038.00022 2 WHEREAS, the County and The Person County Board of Education, a body corporate which has general control and supervision of all matters pertaining to the non-charter public schools in the Person County Schools, its respective school administrative unit (the “Board of Education”), have determined to cooperate in a plan to finance a portion of the cost of a project which each has found to be necessary and desirable to provide for improved public school facilities and improved public education in such school administrative unit; and WHEREAS, such project consists of the repair or replacement of the roof on Earl Bradsher Preschool (the “School Project”); and WHEREAS, the County has also determined to finance a portion of the cost of a project consisting of the repair or replacement of the roof on the Kirby Civic Auditorium and the acquisition and improvement of a building and related property to house the Person County Recycling Center (collectively, the “County Project” and, together with the School Project, the “Project”); and WHEREAS, the Board of Commissioners for the County (the “Board”) has determined to proceed with the financing pursuant to said Section 160A-20 of a portion of the cost of the Project in an amount not to exceed $2,360,000 (the “Amount Advanced”), and it is necessary to approve an installment financing contract, a deed of trust and other documents and approve and authorize certain actions in connection therewith; and WHEREAS, there have been presented for consideration by the Board copies of the following documents relating to such matter: (a) a draft of an Installment Financing Contract, between the County and Branch Banking and Trust Company (the “Installment Financing Contract”), under which Branch Banking and Trust Company (the “Bank”) would advance the Amount Advanced to finance a 27 5639890v2 14038.00022 3 portion of the cost of the Project and the County would be obligated to make Installment Payments (as defined therein) to repay the Amount Advanced and to make certain other payments, among other requirements, such obligations being subject to termination by the County under certain circumstances as provided therein; (b) a draft of a Deed of Trust and Security Agreement (the “Deed of Trust”) which the County would execute and deliver to a trustee for the benefit of the Bank and which would encumber the site of Earl Bradsher Preschool and the improvements on such site and certain related property, subject to certain exceptions, as security for the County’s obligation to repay the Amount Advanced and any other funds advanced to it pursuant to the Installment Financing Contract; (c) a draft of an Agreement Concerning School Roof Improvements (the “Administrative Agreement”) between the Board of Education and the County, under which the Board of Education would convey to the County the site of Earl Bradsher Preschool and the improvements thereon by a General Warranty Deed and undertake certain responsibilities with respect to the School Project as described therein; and (d) a draft of a Lease (the “Lease”) between the County, as lessor, and the Board of Education, as lessee, which provides for the lease by the County to the Board of Education of the site of Earl Bradsher Preschool and the improvements thereon as a part of such plan to finance a portion of the cost of the Project; NOW, THEREFORE, BE IT RESOLVED by the Board as follows: Section 1. The Board hereby confirms that the Project and its use are essential for the improved administration of County government and improved public education in the County 28 5639890v2 14038.00022 4 and the Project will permit the County to carry out public functions that it is authorized by law to perform. Section 2. The Board hereby finds and determines that it is in the best interest of the County to enter into the Installment Financing Contract, the Deed of Trust, the Administrative Agreement and the Lease in order to effectuate the financing of a portion of the cost of the Project as described above. Section 3. The form and content of the Installment Financing Contract, the Deed of Trust, the Administrative Agreement and the Lease, each of which will be a valid, legal and binding obligation of the County in accordance with its terms, are hereby approved in all respects and the Chairman of the Board, the County Manager of the County, the Finance Director of the County, the County Attorney of the County and the Clerk to the Board are hereby authorized and directed to execute and deliver the Installment Financing Contract, the Deed of Trust, the Administrative Agreement and the Lease, as may be applicable, in substantially the forms presented to the Board, together with such additions, changes, modifications and deletions as they, with the advice of counsel, may deem necessary and appropriate, and such execution and delivery shall be conclusive evidence of the approval and authorization thereof by the Board and the County; provided, however, that the due date of the final Installment Payment is not later than December 31, 2029 and that the Amount Advanced does not exceed $2,360,000. Section 4. The Board hereby approves, ratifies and confirms the actions of the County Manager, the Finance Director and the County Attorney of the County in connection with this matter. Section 5. The officers and employees of the County are authorized and directed (without limitation except as may be expressly set forth herein) to take such other actions and to 29 5639890v2 14038.00022 5 execute and deliver such other documents, certificates, undertakings, agreements or other instruments as they, with the advice of counsel, may deem necessary or appropriate to effectuate the transactions contemplated by the Installment Financing Contract, the Deed of Trust, the Administrative Agreement and the Lease. Section 6. The County covenants that, to the extent permitted by the Constitution and laws of the State of North Carolina, it will comply with the requirements of the Internal Revenue Code of 1986, as amended (the “Code”), as applicable to the Installment Financing Contract except to the extent that the County obtains an opinion of nationally-recognized bond counsel to the effect that noncompliance would not result in the interest components of the Installment Payments being includable in the gross income of the recipient thereof under Section 103 of the Code, as more specifically provided in the Installment Financing Contract. Section 7. The County hereby finds, declares and represents that (a) it reasonably expects that it, all entities subordinate to the County and all entities that issue obligations on behalf of the County (all within the meaning of Section 265(b)(3)(E) of the Code) will not issue in the aggregate more than $10,000,000 of tax-exempt obligations (not counting private-activity bonds and certain refunding bonds as provided in Section 265(b)(3)(C)(ii) of the Code) during the current calendar year and (b) no entity has been or will be formed or availed of to avoid the limits described above. In addition, the County hereby designates its obligations to make Installment Payments under the Installment Financing Contract as a “qualified tax-exempt obligation” for the purposes of Section 265(b)(3) of the Code. Section 8. If any section, phrase or provision of this resolution is for any reason declared to be invalid, such declaration shall not affect the validity of the remainder of the sections, phrases or provisions of this resolution. 30 5639890v2 14038.00022 6 Section 9. All motions, orders, resolutions, ordinances and parts thereof in conflict herewith are hereby repealed. Section 10. This resolution shall take effect immediately upon its passage. Upon motion duly made, the foregoing resolution was passed by the following vote: Ayes: Commissioners ____________________________________________________ _____________________________________________________________________________. Noes: _________________________________________________________________. * * * * * I, Brenda B. Reaves, Clerk to the Board of Commissioners for the County of Person, North Carolina, DO HEREBY CERTIFY that the foregoing is a true copy of so much of the proceedings of said Board at a regular meeting held on October 6, 2014 as relates in any way to the matters described therein. I HEREBY FURTHER CERTIFY that notice of said meeting was duly given in accordance with G.S. §143-318.12. WITNESS my hand and the corporate seal of said County, this ____ day of October 2014. __________________________________________ Brenda B. Reaves Clerk to the Board of Commissioners 31 5581627v1 14038.00022 INSTALLMENT FINANCING CONTRACT BETWEEN BRANCH BANKING AND TRUST COMPANY AND COUNTY OF PERSON, NORTH CAROLINA DATED OCTOBER 16, 2014 INSTALLMENT FINANCING CONTRACT 32 5581627v1 14038.00022 INSTALLMENT FINANCING CONTRACT TABLE OF CONTENTS Page -i- ARTICLE I DEFINITIONS Section 1.1 Definitions........................................................................................................ 2 ARTICLE II AMOUNT ADVANCED Section 2.1 Advance of Amount Advanced ........................................................................ 6 ARTICLE III INSTALLMENT PAYMENTS; ADDITIONAL PAYMENTS Section 3.1 Amounts and Times of Installment Payments and Additional Payments ........ 7 Section 3.2 Late Payments .................................................................................................. 7 Section 3.3 Interest Rate and Payment Adjustment ............................................................ 7 Section 3.4 Place of Payments ............................................................................................ 7 Section 3.5 No Abatement .................................................................................................. 8 Section 3.6 Prepayment of Amount Advanced ................................................................... 8 ARTICLE IV PROJECT FUND Section 4.1 Project Fund ..................................................................................................... 8 Section 4.2 Deposit or Investment ...................................................................................... 8 Section 4.3 Disbursement ................................................................................................... 9 Section 4.4 Termination ...................................................................................................... 9 Section 4.5 Reliance of Bank on Documents.................................................................... 10 Section 4.6 Indemnification of Bank ................................................................................ 10 Section 4.7 Fees ................................................................................................................ 10 ARTICLE V ACQUISITION, CONSTRUCTION AND INSTALLATION OF THE PROJECT Section 5.1 Acquisition, Construction and Installation of the Project .............................. 10 Section 5.2 Right of Entry and Inspection ........................................................................ 11 Section 5.3 Completion of the Project .............................................................................. 11 Section 5.4 Payment and Performance Bonds .................................................................. 11 Section 5.5 Contractor’s General Public Liability and Property Damage Insurance ....... 12 Section 5.6 Contractor’s Builder’s Risk Insurance ........................................................... 12 Section 5.7 Contractor’s Worker’s Compensation Insurance ........................................... 13 33 5581627v1 14038.00022 TABLE OF CONTENTS (continued) Page ii Section 5.8 Filing With the Bank ...................................................................................... 13 ARTICLE VI RESPONSIBILITIES OF THE COUNTY Section 6.1 Care and Use .................................................................................................. 13 Section 6.2 Inspection ....................................................................................................... 14 Section 6.3 Utilities ........................................................................................................... 14 Section 6.4 Taxes .............................................................................................................. 15 Section 6.5 Title Insurance ............................................................................................... 15 Section 6.6 Insurance ........................................................................................................ 15 Section 6.7 Rating and Insurance...................................................................................... 16 Section 6.8 Risk of Loss ................................................................................................... 16 Section 6.9 Performance by the Bank of the County’s Responsibilities .......................... 17 Section 6.10 Financial Statements ...................................................................................... 17 Section 6.11 Leasing by County or Board of Education .................................................... 17 ARTICLE VII TITLE; LIENS; PERSONAL PROPERTY Section 7.1 Title ................................................................................................................ 18 Section 7.2 Liens ............................................................................................................... 18 Section 7.3 Personal Property ........................................................................................... 18 ARTICLE VIII DAMAGE, DESTRUCTION AND CONDEMNATION; USE OF NET PROCEEDS Section 8.1 Damage, Destruction or Condemnation ......................................................... 18 Section 8.2 Use of Net Proceeds to Repair or Replace the Mortgaged Property.............. 19 Section 8.3 Cooperation of Bank ...................................................................................... 19 ARTICLE IX REPRESENTATIONS OF THE COUNTY AND BANK Section 9.1 Representations, Covenants and Warranties of the County ........................... 20 Section 9.2 Representations, Covenants and Warranties of the Bank .............................. 21 ARTICLE X TAX COVENANTS Section 10.1 Tax Covenants ............................................................................................... 21 34 5581627v1 14038.00022 TABLE OF CONTENTS (continued) Page iii ARTICLE XI INDEMNIFICATION Section 11.1 Indemnification .............................................................................................. 22 ARTICLE XII DISCLAIMER OF WARRANTIES Section 12.1 No Representations by the Bank .................................................................... 23 Section 12.2 Disclaimer by the Bank .................................................................................. 23 ARTICLE XIII DEFAULT AND REMEDIES Section 13.1 Definition of Event of Default ....................................................................... 23 Section 13.2 Remedies on Default ...................................................................................... 24 Section 13.3 Further Remedies ........................................................................................... 25 Section 13.4 Right of Board of Education .......................................................................... 25 ARTICLE XIV ASSIGNMENT Section 14.1 Assignment by the County ............................................................................. 25 Section 14.2 Assignment by the Bank ................................................................................ 25 ARTICLE XV LIMITED OBLIGATION OF THE COUNTY Section 15.1 Limited Obligation of the County .................................................................. 26 ARTICLE XVI MISCELLANEOUS Section 16.1 Waiver ............................................................................................................ 27 Section 16.2 Severability .................................................................................................... 27 Section 16.3 Governing Law .............................................................................................. 27 Section 16.4 Notices ........................................................................................................... 27 Section 16.5 Section Headings ........................................................................................... 28 Section 16.6 Entire Contract ............................................................................................... 28 Section 16.7 Binding Effect ................................................................................................ 28 Section 16.8 Time ............................................................................................................... 28 35 5581627v1 14038.00022 TABLE OF CONTENTS (continued) Page iv Section 16.9 If Payment or Performance Date Not a Business Day ................................... 28 Section 16.10 Covenants of County not Covenants of Officials Individually ...................... 28 Section 16.11 Execution in Counterparts.............................................................................. 28 Section 16.12 Proposal Letter ............................................................................................... 28 Payment Schedule ..........................................................................................................................31 Exhibit A - Description of the Project ............................................................................... A-1 Exhibit B - Description of the Real Property .....................................................................B-1 Exhibit C - Project Fund Requisition .................................................................................C-1 36 5581627v1 14038.00022 This instrument has been pre-audited in the manner required by The Local Government Budget and Fiscal Control Act. ____________________________ Amy Wehrenberg Finance Director INSTALLMENT FINANCING CONTRACT This INSTALLMENT FINANCING CONTRACT, dated October 16, 2014 (this “Contract”), is between BRANCH BANKING AND TRUST COMPANY a North Carolina state-chartered bank (the “Bank”), and the COUNTY OF PERSON, NORTH CAROLINA, a body corporate and politic and a political subdivision of the State of North Carolina (the “County”), under the Constitution and laws of the State of North Carolina (the “State”). PREAMBLE WHEREAS, the County has the power, pursuant to Section 160A-20 of the General Statutes of North Carolina, as amended, to (i) finance the purchase of real and personal property by installment contracts that create in the property purchased a security interest to secure payment of the purchase price to the entity advancing moneys for such transaction and (ii) finance the construction of fixtures or improvements on real property by contracts that create in such fixtures or improvements and in the real property on which such fixtures or improvements are located a security interest to secure repayment of moneys advanced or made available for such construction; WHEREAS, the County and The Person County Board of Education, a body corporate which has general control and supervision of all matters pertaining to the public schools in the Person County Schools, its respective school administrative unit, (the “Board of Education”), have determined to cooperate in a plan to finance a portion of the cost of a project which each has found to be necessary and desirable to provide for improved public school facilities and improved public education in such school administrative unit; WHEREAS, such project consists of the repair or replacement of the roof on Earl Bradsher Preschool, as more particularly described in Exhibit A hereto (the “School Project”); WHEREAS, the County has also determined to finance a portion of the cost of a project consisting of the repair or replacement of the roof on the Kirby Civic Auditorium and the acquisition and improvement of a building and related property to house the Person County Recycling Center, as more particularly described in Exhibit A hereto (collectively, the “County Project” and, together with the School Project, the “Project); WHEREAS, as a part of such plan, the County and the Board of Education have entered into an Administrative Agreement (as hereinafter defined) and a Lease (as hereinafter defined) pursuant to which the Board of Education has conveyed to the County and the County has leased 37 5581627v1 14038.00022 2 to the Board of Education the site of Earl Bradsher Preschool together with the improvements thereon; WHEREAS, in order to finance a portion of the cost of the Project the Board of Commissioners for the County (the “Board of Commissioners”) has determined that it is in the best interests of the County to enter into this Contract with the Bank under which the Bank will advance funds for such purpose and the County will make Installment Payments and Additional Payments (as each such term is hereinafter defined) in consideration thereof; WHEREAS, the Bank desires to advance funds pursuant to this Contract to enable the County to finance a portion of the cost of the Project; WHEREAS, the obligation of the County to make Installment Payments and Additional Payments under this Contract shall constitute a limited obligation of the County, payable solely from then currently budgeted appropriations of the County, and shall not constitute a direct or indirect pledge of the faith and credit or taxing power of the County within the meaning of the Constitution of the State; WHEREAS, in order to secure the obligations of the County under this Contract, the County has entered into a Deed of Trust (as hereinafter defined) with the deed of trust trustee named therein for the benefit of the Bank creating a lien on all of the right, title and interest of the County in and to the Mortgaged Property (as hereinafter defined); WHEREAS, no deficiency judgment may be rendered against the County in any action for breach of a contractual obligation under this Contract, and the taxing power of the County is not and may not be pledged in any way directly, indirectly or contingently to secure any moneys due under this Contract; WHEREAS, the execution, delivery and performance of this Contract have been authorized, approved and directed by the Board of Commissioners by a resolution passed by the Board of Commissioners on October 6, 2014; and WHEREAS, the execution, delivery and performance of this Contract by the Bank have been authorized, approved and directed by all necessary and appropriate action of the Bank; NOW, THEREFORE, for and in consideration of the premises and the mutual covenants in this Contract contained, the parties hereto agree as follows: ARTICLE I DEFINITIONS Section 1.1 Definitions. The following terms have the meanings specified below unless the context clearly requires otherwise: “Additional Payments” means the reasonable and customary expenses and fees of the Bank related to the transactions contemplated by this Contract, any expenses (including attorneys’ fees) of the Bank in prosecuting or defending any action or proceeding in connection 38 5581627v1 14038.00022 3 with this Contract and any taxes or any other expenses, including, but not limited to, license and permit fees, state and local income, sales and use or ownership taxes, property taxes and other expenses in connection with the maintenance of the Mortgaged Property that the Bank is expressly required to pay as a result of this Contract (together with interest that may accrue thereon in the event that the County shall fail to pay the same, as set forth in this Contract). “Administrative Agreement” means the Agreement Concerning School Roof Improvements, dated October 16, 2014, between the County and the Board of Education. “Amount Advanced” means the aggregate principal amount of $2,360,000 advanced by the Bank on the date hereof to enable the County to finance a portion of the Cost of the Project. “Bank” means Branch Banking and Trust Company or its successors and assigns. “Bank Representative” means any vice president of the Bank or such other person or persons at the time designated to act on behalf of the Bank for purposes of performing any act on behalf of the Bank under this Contract by a written certificate furnished to the County and the Board of Education containing the specimen signatures of such person or persons and signed on behalf of the Bank by any vice president. “Board of Commissioners” means the duly elected governing Board of Commissioners for the County or any successor to its functions. “Board of Education” means The Person County Board of Education or any successor to its functions. “Business Day” means a day on which banks in the State are not by law required or authorized to remain closed. “Closing Date” means the date on which this Contract is executed and delivered in consideration of the deposit of the Amount Advanced into the Project Fund as provided herein. “Code” means the Internal Revenue Code of 1986, as amended, including any temporary, proposed or final Treasury Regulations promulgated thereunder. “Completion Date” means the date on which completion of the acquisition, construction and installation of the Project occurs, as evidenced by the certificate provided for in Section 5.3. “Construction Contracts” means the contracts between the County or the Board of Education and the contractors selected and hired by the County or the Board of Education relating to the acquisition, construction and installation of the Project. “Cost of the Project” shall be deemed to include payment of or reimbursement for the following items: (a) obligations incurred or assumed in connection with the acquisition, construction and installation of the Project; 39 5581627v1 14038.00022 4 (b) the cost of the acquisition, construction and installation of the Project, including, without limitation, the cost of architectural and engineering services, the Bank’s fees and expenses (including the fees and expenses of its counsel) incurred in connection with the advance of the Amount Advanced to the County, fees and expenses of the Local Government Commission of North Carolina, if any, other legal and fiscal agency fees and expenses, taxes, inspection costs, the cost of permit fees and any filing and recording costs relating to the Project, but excluding any related State sales or use tax for which the County or the Board of Education will be entitled to a refund; and (c) all other costs which are considered to be a part of the cost of the acquisition, construction and installation of the Project in accordance with generally accepted accounting principles, including sums required to reimburse the County or the Board of Education for advances made by the County that are properly chargeable to the acquisition, construction and installation of the Project. “County” means the County of Person, North Carolina or any successor to its functions. “County Project” means, collectively, the repair or replacement of the roof on the Kirby Civic Center and the acquisition and improvement of a building and related property to house the Person County Recycling Center, as more particularly described in Exhibit A hereto. “County Representative” means (i) the Chairman of the Board of Commissioners, Clerk to the Board of Commissioners, County Manager of the County, Finance Director of the County or such other person or persons at the time designated to act on behalf of the County for the purpose of performing any act under this Contract by a written certificate furnished to the Bank and the Board of Education containing the specimen signatures of such person or persons and signed on behalf of the County by the County Manager of the County, or (ii) if any or all of the County’s rights and obligations are assigned under this Contract, the person or persons at the time designated to act on behalf of the County and the assignee by a written certificate similarly furnished and of the same tenor. “Deed of Trust” means the Deed of Trust and Security Agreement, made October 16, 2014, from the County to F. Louis Loyd, III, as trustee, for the benefit of the Bank, as beneficiary. “Deed of Trust Trustee” means F. Louis Loyd, III, as trustee named in the Deed of Trust, and any successor trustee thereto. “Engineer” means any engineer, engineering consultant or architect, or firm thereof, hired by or employed by the County or the Board of Education, licensed in the State and experienced in the work for which retained. “Event of Default” means one or more events of default as defined in Section 13.1. “Installment Payment Dates” means the dates on which Installment Payments are due and payable as set forth in the Payment Schedule attached hereto. 40 5581627v1 14038.00022 5 “Installment Payments” means those payments to be made by the County to the Bank as described in Article III and in the Payment Schedule attached hereto. “Interest Rate” means 2.80% per annum calculated on the basis of a 360-day year of twelve 30-day months. “Lease” means the Lease, dated October 16, 2014, between the County, as lessor, and the Board of Education, as lessee, pursuant to which the County has leased to the Board of Education the site of Earl Bradsher Preschool together with the improvements thereon. “Mortgaged Property” means the Real Property and all existing improvements located on the Real Property as of the date hereof, the School Project to be acquired, constructed and installed thereon, all other additions, alterations, enlargements, extensions, improvements and fixtures made a part of the Real Property or the improvements thereon and all appurtenances of any nature whatsoever, less all data processing or telecommunications equipment, all mobile or modular classrooms, if any, all other property excluded from the lien or security interest of the Bank under this Contract and all property released pursuant to this Contract or the Deed of Trust. “Net Proceeds,” when used with respect to any proceeds of insurance policies, payment bonds, performance bonds, condemnation awards or moneys received as a consequence of default under a construction contract or otherwise made available by reason of any occurrence described in Section 5.4 or 8.1, means the amount remaining after deducting from the gross proceeds thereof all expenses (including, without limitation, attorneys’ fees and costs) incurred in the collection of such proceeds. “Payment Schedule” means the document entitled “Payment Schedule” attached hereto and incorporated herein by reference which sets forth the Installment Payments to be made by the County hereunder, as the same may be revised from time to time in accordance with this Contract. “Permitted Encumbrances” means (1) easements, exceptions or reservations (i) for the purpose of pipelines, telephone lines, cable television lines, telegraph lines, power lines and substations, roads, streets, alleys, highways, parking, railroad purposes, drainage and sewerage purposes, dikes, canals, laterals, ditches, transportation of oil, gas or other materials, removal of oil, gas or other materials, and other like purposes, or (ii) for the joint or common use of real property, facilities and equipment, which exist on the Closing Date or arise under the provisions of Section 3.9 of the Deed of Trust and which, in the case of either (i) or (ii), in the aggregate do not materially interfere with or impair the operation of the Mortgaged Property for the purposes for which it is or may reasonably be expected to be used; (2) the rights of the Bank under this Contract; (3) the lien of the Deed of Trust and any other liens and encumbrances listed in Exhibit B thereto; 41 5581627v1 14038.00022 6 (4) the Lease and any sublease by the Board of Education in conformity with the provisions of Section 6.11, all of which are expressly subordinate to the lien of the Deed of Trust; (5) any materialmen’s liens incurred in the ordinary course of business and not remaining undischarged for more than sixty (60) days from the date thereof; and (6) any other liens, encumbrances, charges and restrictions on the Real Property described in Schedule B - Section II (excluding exception _____) of the commitment of _______________ Title Insurance Company to issue the Title Policy provided by the County under Section 6.5, which commitment is numbered __________, or approved in writing by the Bank. “Plans and Specifications” means the plans and specifications prepared by one or more Engineers hired or employed by the County or the Board of Education relating to the acquisition, construction and installation of the Project. “Prime Rate” means the interest rate so denominated and set by Branch Banking & Trust Company of North Carolina (whether or not such Bank, or any affiliate thereof, is at any time the beneficiary under this Agreement) as its “Prime Rate,” as in effect from time to time. “Project” means, collectively, the County Project and the School Project. “Project Fund” means the separate fund created under Section 4.1 for the purpose of disbursing the Amount Advanced and interest earnings thereon and any other funds deposited therein. “Rate Adjustment Event” means any action by the Internal Revenue Service (including the delivery of a deficiency notice) or any other federal court or administrative body determining that the interest components of the Installment Payments, or any portion thereof, are includable in any beneficiary’s gross income for federal income tax purposes as a result of any misrepresentation by the County or as a result of any action the County takes or fails to take. “Real Property” means the site of Earl Bradsher Preschool, described in Exhibit B hereto and incorporated herein by reference, as the same may be amended from time to time in accordance with the provisions of the Deed of Trust. “School Project” means the repair or replacement of the roof on Earl Bradsher Preschool, as more particularly described in Exhibit A hereto. “State” means the State of North Carolina. “Title Policy” means the policy of title insurance issued by _____________ Title Insurance Company pursuant to Section 6.5. 42 5581627v1 14038.00022 7 ARTICLE II AMOUNT ADVANCED Section 2.1 Advance of Amount Advanced. The Bank hereby makes an advance to the County of the Amount Advanced, and the County hereby accepts from the Bank the Amount Advanced to be applied in accordance with the terms and conditions of this Contract. The proceeds of the Amount Advanced will be used to acquire, construct and install the Project as provided in this Contract. ARTICLE III INSTALLMENT PAYMENTS; ADDITIONAL PAYMENTS Section 3.1 Amounts and Times of Installment Payments and Additional Payments. (a) The County shall repay the Amount Advanced in installments, together with interest thereon at the Interest Rate, as provided in this Contract and the Payment Schedule. Each installment shall be deemed an Installment Payment and shall be paid in the amounts and at the time set forth in the Payment Schedule, except as otherwise provided in this Contract. Each amount received by the Bank as an Installment Payment shall be deemed to be applied first to the payment of the interest component and then to the payment of the principal component of such Installment Payment. (b) The County shall pay Additional Payments on a timely basis directly to each person or entity to which any Additional Payments are owed. Section 3.2 Late Payments. If the County fails to pay any Additional Payment or any Installment Payment more than five (5) business days after the due date, then interest on the principal component of any unpaid Installment Payment shall continue to accrue at the Interest Rate and, to the extent permitted by law, the County shall pay additional interest on the unpaid amount at an annual rate equal to the Prime Rate from the original due date. Section 3.3 Interest Rate and Payment Adjustment. (a) Upon any Rate Adjustment Event, (i) the unpaid principal portion of the Amount Advanced shall continue to be payable on dates and in amounts as set forth in the Payment Schedule, but (ii) the interest components of the Installment Payments shall be recalculated, at an interest rate equal to an annualized interest rate equal to the Prime Rate plus 2% (200 basis points), from the date (retroactively, if need by) determined pursuant to the Rate Adjustment Event to be the date interest became includable in any beneficiary’s gross income for federal income tax purposes. (b) The County shall pay interest at such adjusted rate (subject to credit for interest previously paid) to each affected beneficiary, notwithstanding the fact that any particular beneficiary may not be a beneficiary under this Contract on the date of a Rate Adjustment Event. The County shall additionally pay to each affected beneficiary any interest, penalties or other charges assessed against or payable by such beneficiary and attributable to a Rate Adjustment 43 5581627v1 14038.00022 8 Event notwithstanding the prior repayment of the entire Amount Advanced or any transfer to another beneficiary. Section 3.4 Place of Payments. All payments required to be made to the Bank under this Contract shall be made to the Bank at the address set forth in the Payment Schedule in immediately available funds or as may be otherwise directed in writing by the Bank. Section 3.5 No Abatement. There will be no abatement or reduction of the Installment Payments or Additional Payments by the County for any reason, including but not limited to, any failure by the County to appropriate funds to the payment of the Installment Payments or Additional Payments, any defense, recoupment, setoff, counterclaim or any claim (real or imaginary) arising out of or related to the acquisition, construction and installation of the Project. The County assumes and shall bear the entire risk of loss and damage to the Project from any cause whatsoever, it being the intention of the parties hereto that the Installment Payments shall be made in all events unless the obligation to make the Installment Payments is terminated as otherwise provided in this Contract. Section 3.6 Prepayment of Amount Advanced. The County shall have the option to prepay or provide for the prepayment of the outstanding principal components of the Installment Payments in whole but not in part on any Installment Payment Date at a prepayment price equal to one hundred one percent (101%) of such principal components, plus accrued interest thereon to the date of such prepayment, upon not less than thirty (30) days prior written notice of such prepayment to the Bank. ARTICLE IV PROJECT FUND Section 4.1 Project Fund. The Bank has caused the Amount Advanced to be deposited in the Project Fund, a separate fund hereby created and established with the Bank and designated as the “County of Person 2014 Project Fund,” to be held in trust and applied by the Bank in accordance with the provisions of this Article IV. Until all amounts deposited to the credit of the Project Fund are applied to pay a part of the Cost of the Project, such amounts are hereby pledged by the County to the Bank as security for the performance by the County of its obligation to repay the Amount Advanced when due and its other payment obligations hereunder. Section 4.2 Deposit or Investment. Moneys deposited in the Project Fund shall be held in a public funds money rate savings account offered by the Bank that complies with the requirements of Section 159-30 of the General Statutes of North Carolina, as amended. If such account ceases to exist while the moneys are deposited therein, then the Bank shall deposit or invest such moneys as shall be determined by the Bank upon consultation with the County. In addition, the County may at any time direct the Bank to deposit or invest such moneys in the following classes of deposits or securities to the extent permitted by law: (a) The North Carolina Capital Management Trust, (b) obligations of the United States, (c) obligations of agencies of the United States fully guaranteed both as to principal and interest by the United States and (d) commercial paper, certificates of deposit and bankers’ acceptances of BB&T Corporation and 44 5581627v1 14038.00022 9 its bank subsidiaries, or of other banks and corporations so long as the rating on any such obligation is at least equal to the rating on similar obligations of BB&T Corporation (or its bank subsidiaries, in the case of certificates of deposit and bankers’ acceptances) at the time of such deposit or investment. The County will pay all associated costs related to the making of any such alternative investment, including the Bank’s reasonable fees and expenses of making such investment (including any standard fees associated with opening and maintaining an account appropriate to such alternative investment). If necessary in connection with any such direction by the County, the County and the Bank will make reasonable efforts to establish additional operating arrangements, which may include amending this Contract, to effectuate such direction by the County. Earnings on moneys deposited or invested in the Project Fund shall be retained in the Project Fund pending their disbursement in accordance with this Article IV. Section 4.3 Disbursement. Unless the Project Fund is earlier terminated in accordance with the provisions of Section 4.4, moneys in the Project Fund shall be disbursed by the Bank in payment of a part of the Cost of the Project upon receipt by the Bank of a requisition from the County, substantially in the form set forth in Exhibit C attached hereto, signed by a County Representative, together with the documents or other items required thereunder. The County shall deliver each requisition to the Bank. The Bank shall undertake such review of the matters referred to in such requisition as it shall deem appropriate, and, if it is satisfied as to such matters, it shall then within three (3) Business Days disburse funds from the Project Fund to the County to pay the obligations described in such requisition or to reimburse the County for the payment of such obligations. The Bank may conclusively rely upon all requisitions received as conditions of payment from the Project Fund. In addition, the Bank may request such additional information as it may reasonably request to evidence the propriety of any requested payment from the Project Fund. If moneys in the Project Fund are insufficient to pay the Cost of the Project, the County shall provide or cause the Board of Education to provide any balance of the funds needed to complete the Project. Any moneys remaining in the Project Fund after completion of the Project in accordance with Section 5.3 shall be used (a) as necessary, first, to pay the interest component of any scheduled Installment Payment which has become due and payable if, in the opinion of nationally recognized bond counsel, it is permissible to do so, second, to pay the principal component of any scheduled Installment Payment which has become due and payable and, third, to pay the outstanding principal components of the remaining Installment Payments coming due thereafter in the order of their due dates or (b) at the option of the County, to pay for such other capital facilities as the County may determine, provided that such use is authorized by law, that the County has obtained the consent of the Bank as to such use, which consent shall not be unreasonably withheld, and that, in the opinion of nationally recognized bond counsel, it is permissible to do so. Any moneys remaining in the Project Fund on termination thereof before completion of the Project shall be credited against future principal components of Installment Payments coming due in the order of their due dates. Notwithstanding any other provision of this Contract, the Bank will not be obligated to honor any requisition for disbursement of funds after thirty (30) days from the Closing Date until 45 5581627v1 14038.00022 10 the County provides the Bank with a policy of title insurance that meet the requirements of Section 6.5. Section 4.4 Termination. The Project Fund shall be terminated at the earliest of (a) the final distribution of all moneys in the Project Fund, (b) the receipt by the County of written notice of an Event of Default given by the Bank or (c) the termination of this Contract. Section 4.5 Reliance of Bank on Documents. The Bank may act in reliance on any writing or instrument or signature which it, in good faith, believes to be genuine and may assume the validity and accuracy of any statement or assertion contained in such a writing or instrument. The Bank is not liable in any manner for the sufficiency or correctness as to form, manner and execution, or validity of any instrument nor as to the identity, authority, or right of any person executing the same; and its duties under this Article are limited to the receipt of such moneys, instruments or other documents received by it as the Bank and the deposit or investment and disposition of the same in accordance herewith. Section 4.6 Indemnification of Bank. Unless the Bank is guilty of negligence with regard to its duties under this Article, the County agrees to indemnify the Bank and hold it harmless as provided in Section 11.1. In connection therewith, the Bank shall be entitled to hold all moneys deposited with it under this Contract, except for moneys expressly set aside to pay the Installment Payments, for indemnification for reasonable attorneys’ fees, court costs, any suit, interpleader or otherwise, or any other expenses, fees or charges of any character or nature, including but not limited to those which may be incurred by the Bank by reason of disputes arising between the County and the Bank as to the correct interpretation of this Contract and instructions given to the Bank under this Contract, or otherwise, until and unless such fees, costs, expenses or charges are fully paid. Section 4.7 Fees. The County will pay to the Bank a fee of $5,900, which includes the expenses incurred by the Bank in connection with the advance of the Amount Advanced under this Contract, the fees of its counsel and any other expenses of the Bank except as hereinafter provided. If the County at any time directs the Bank to deposit or to invest the moneys in the Project Fund differently than the initial deposit of such moneys pursuant to Section 4.2, then the County shall pay to the Bank any standard set-up, administration and transaction fees relating to such change in deposit or investment. ARTICLE V ACQUISITION, CONSTRUCTION AND INSTALLATION OF THE PROJECT Section 5.1 Acquisition, Construction and Installation of the Project. The County shall comply or cause the Board of Education to comply with the provisions of Article 8 of Chapter 143 of the General Statutes of North Carolina, as amended, and enter into or cause the Board of Education to enter into the Construction Contracts relating to the Project. The County shall cause the acquisition, construction and installation of the Project to be carried on expeditiously in accordance with the Plans and Specifications, all applicable statutes and ordinances and all other applicable requirements of all regularly constituted authorities having jurisdiction over the same. The County shall insure that the Project will not violate any 46 5581627v1 14038.00022 11 applicable use or other restrictions contained in prior conveyances or applicable protective covenants or restrictions. The County shall promptly cause to be corrected any defect in the Project or any departure from the Plans and Specifications, unless it obtains the approval of the Bank otherwise, which approval shall not be unreasonably denied. The County may make, or cause to be made, such changes in the Project as it deems necessary or appropriate to cause the Project to be completed for a cost within the funds available therefor; provided, however, that no change may be made in the Project which would result in its use for purposes other than governmental facilities or public school facilities. In addition, no change may be made unless the related costs are capital costs under applicable federal income tax principles and, if a change would be material as to the scope of the Project, (i) the County has first notified the Local Government Commission of North Carolina and the Bank of such change, (ii) in the opinion of the County Manager or his designee, such change will not have an adverse effect on the appraised value of the Mortgaged Property and (iii) in the opinion of nationally recognized bond counsel, it is permissible to make such change. Furthermore, if a change would increase the cost of the Project by more than $100,000, then the County must inform the Bank of the source of the funds that are to be used to pay for such change before it may make such change or cause it to be made. In the event of a change in the Project which would render materially inaccurate the description in Exhibit A attached hereto, the County shall provide, or cause to be provided, to the Bank a revised Exhibit A for attachment hereto which reflects accurately the Project as changed. Section 5.2 Right of Entry and Inspection. The Bank and its representatives and agents shall have the right to enter on and inspect the real property upon which the Project is to be located and the improvements thereto and thereon from time to time, during the acquisition, construction or installation of the Project, to the extent that the County or the Board of Education has such right, and the County shall cause any contractor or subcontractor to cooperate with the Bank and its representatives and agents during such inspections. No right of inspection or approval contained in this Contract imposes on the Bank any duty or obligation whatsoever to undertake any inspection or to give any approval, except as provided in Section 5.1. Section 5.3 Completion of the Project. The County shall use its best efforts to cause the acquisition, construction and installation of the Project to be completed within 18 months, unforeseeable delays beyond the reasonable control of the County or the Board of Education only excepted. Upon completion of the acquisition, construction and installation of the Project, the County Representative shall deliver to the Bank (a) certificates of the County and the Board of Education stating collectively the fact and date of such completion and that all of the Cost of the Project has been determined and paid (or that all of such Cost has been paid less specified claims which are subject to dispute and for which a retention in the Project Fund is to be maintained in the full amount of such claims until such dispute is resolved) and (b) a certificate of a duly authorized officer or agent of the architects, engineers or supervising contractors selected and hired by the County or the Board of Education in connection with the acquisition, construction and installation of the Project stating the fact and date of such completion. If the accounting of the Project Fund by the Bank shows that moneys in the Project Fund will remain unexpended for the Cost of the Project, the unexpended funds in the Project Fund shall be applied in accordance with Section 4.3. 47 5581627v1 14038.00022 12 Section 5.4 Payment and Performance Bonds. Each contractor entering into a Construction Contract relating to the School Project shall be required to furnish a performance bond and a separate labor and material payment bond as required by North Carolina General Statutes, Article 3, Chapter 44A, each of which shall name the Bank as an obligee in addition to the County or the Board of Education and copies of which shall be provided to the Bank. In lieu of furnishing a performance bond and a separate labor and material payment bond, each contractor may furnish collateral in the amount of its Construction Contract securing the County or the Board of Education, as may be applicable, and the Bank pursuant to North Carolina General Statutes, Article 8, Chapter 143 (Section 143-129), evidence of which shall be provided to the Bank. In the event of any material default by a contractor under any Construction Contract relating to the School Project, or in the event of a material breach of warranty with respect to any materials, workmanship or performance, the County shall promptly proceed, or cause the Board of Education to proceed promptly, either separately or in conjunction with others, to pursue diligently its remedies against such contractor and/or against each surety of any bond securing the performance of such Construction Contract. The Net Proceeds of any amounts recovered by way of damages, refunds, adjustments or otherwise in connection with the foregoing, after reimbursement to the County or the Board of Education of any amounts theretofore paid by the County or the Board of Education and not previously reimbursed to the County or the Board of Education for correcting or remedying the default or breach of warranty which gave rise to the proceedings against such contractor or surety, shall be applied as provided in Section 8.2. To the extent that the Net Proceeds of any payment bond or collateral required by this Section are not applied directly to pay the Cost of the Project, they shall likewise be applied as provided in Section 8.2. Section 5.5 Contractor’s General Public Liability and Property Damage Insurance. Each contractor entering into a Construction Contract relating to the School Project shall be required to procure and maintain at its own expense during the duration of such Construction Contract standard form (a) comprehensive general public liability and property damage insurance in the amount of at least $2,000,000 and (b) comprehensive automobile liability insurance on owned, hired and non-owned vehicles in the amount of at least $2,000,000. Such policies shall include the County or the Board of Education, as may be applicable, and the Bank as additional named insureds or loss payees. A certificate evidencing such coverage or, if such insurance is provided by a private carrier, a completed certificate of insurance, in form acceptable to the County or the Board of Education and the Bank, shall be provided to the County or the Board of Education and the Bank with respect to each contractor entering into a Construction Contract. Such insurance shall provide protection from all claims for bodily injury, including death, property damage and contractual liability, products/completed operations, broad form property damage and XCU (explosion, collapse and underground property damage), where applicable. Section 5.6 Contractor’s Builder’s Risk Insurance. Except as hereinafter provided, each contractor entering into a Construction Contract relating to the School Project shall be required to procure and maintain at its own expense property insurance (builder’s risk) with respect to the work for which it is responsible under such Construction Contract at the full and insurable value thereof. Such insurance will include the County or the Board of Education, as 48 5581627v1 14038.00022 13 may be applicable, as an additional named insured or loss payee and include a lender’s loss payable endorsement in favor of the Bank, and shall insure against “all risk” subject to standard policy conditions and exclusions. Each such contractor shall also purchase and maintain similar property insurance for portions of such work stored off the site of the School Project or in transit when such portions of such work are to be included in an application for payment. Each such contractor shall be responsible for the payment of any deductible amounts associated with such insurance. A certificate evidencing such coverage or, if such insurance is provided by a private carrier, a completed certificate of insurance, in form acceptable to the County or Board of Education and the Bank, shall be provided to the County or Board of Education and the Bank with respect to each contractor entering into a Construction Contract relating to the School Project. The County may provide, or cause to be provided, insurance that is substantially similar to the insurance required by this Section in lieu of requiring a contractor to provide the insurance required by this Section. Section 5.7 Contractor’s Worker’s Compensation Insurance. Each contractor entering into a Construction Contract relating to the School Project shall be required to procure and maintain at its own expense worker’s compensation insurance during the term of such Construction Contract, covering its employees working thereunder. A certificate evidencing such coverage or, if such insurance is provided by a private carrier, a completed certificate of insurance, in form acceptable to the County or Board of Education and the Bank, shall be provided to the County or Board of Education and the Bank with respect to each contractor entering into a Construction Contract relating to the School Project. Each such Construction Contract shall also provide that each subcontractor of any contractor who is a party to such Construction Contract shall be required to furnish similar worker’s compensation insurance. Section 5.8 Filing With the Bank. The County shall cause copies of all performance bonds and insurance contracts or approved certificates thereof, as required under sections 5.4, 5.5, 5.6 and 5.7 to be delivered to the Bank within thirty (30) days after a request therefor by the Bank and in such form as to evidence compliance with the provisions of such sections. ARTICLE VI RESPONSIBILITIES OF THE COUNTY Section 6.1 Care and Use. The County shall cause the Mortgaged Property to be used in a careful and proper manner, in compliance with all applicable laws and regulations, and, at its sole cost and expense, shall service, repair and maintain the Mortgaged Property, or cause the Mortgaged Property to be serviced, repaired and maintained, so as to keep the Mortgaged Property in good condition, repair, appearance and working order for the purposes intended, ordinary wear and tear excepted, and shall replace or restore, or cause to be replaced or restored, any part of the Mortgaged Property as may from time to time become worn out, unfit for use, destroyed or damaged. Any and all repairs or replacements of the Mortgaged Property shall constitute accessions to the Mortgaged Property and shall be subject to all the terms and conditions of this Contract and included in the term “Mortgaged Property” as used in this Contract. 49 5581627v1 14038.00022 14 In any instance where the County or the Board of Education determines that any fixture constituting a part of the Mortgaged Property has become inadequate, obsolete, worn-out, unsuitable, undesirable or unnecessary, the County or the Board of Education may remove such fixture and sell, trade-in, exchange or otherwise dispose of it without any responsibility or accountability to the Bank therefor, provided that the County shall either: (a) substitute or cause to be substituted (by direct payment of the costs thereof or by designating as a fixture constituting a part of the Mortgaged Property other equipment, machinery or other personal property) and install as a fixture other equipment, machinery or other personal property having equal or greater value and utility (but not necessarily serving the same function) in the operation of the Mortgaged Property or (b) not make any such substitution and installation, provided that (i) the appraised value of the remaining Mortgaged Property will not be less than the aggregate outstanding principal components of the Installment Payments and (ii) upon the request of the Bank, which request may be made from time to time, the County will provide or cause to be provided to the Bank reasonable evidence of the appraised value of the Mortgaged Property at the time of such request. The County may also, upon the loss of or damage to any portion of any fixture constituting a part of the Mortgaged Property that is to be protected against by insurance required or permitted by Section 6.6 and in lieu of making any claim upon such insurance, substitute and install or cause to be substituted and installed as a fixture other equipment, machinery or other personal property having equal or greater value and utility (but not necessarily serving the same function) in the operation of the Mortgaged Property for such lost or damaged fixture. In any instance in which the County so elects to substitute or cause to be substituted any fixture for any damaged fixture, the County or the Board of Education may remove the damaged fixture from the Mortgaged Property and dispose of it without any further responsibility or accountability to the Bank therefor. All substituted equipment, machinery or other personal property installed as a fixture pursuant to this Section, except for any data processing or telecommunications equipment and any mobile or modular classrooms, shall be free of all liens and encumbrances (other than Permitted Encumbrances) and shall become a part of the Mortgaged Property. The Bank will cooperate with the County and the Board of Education in implementing the County’s rights to dispose of fixtures pursuant to this Section and will execute any and all conveyances, releases or other documents necessary or appropriate in connection therewith and with the release of fixtures from the lien of the Deed of Trust or any other documents evidencing a security interest therein in favor of the Bank. The parties acknowledge that the Board of Education shall have the right, in its sole discretion and at its own expense, to acquire, construct and install real property improvements or items of equipment or other personal property other than the School Project in or upon any portion of the Leased Property (as defined in the Lease) that do not materially impair the effective use or materially decrease the value of the Leased Property, as provided in Section 7.2 of the Lease. 50 5581627v1 14038.00022 15 Section 6.2 Inspection. The Bank has the right on reasonable prior notice to the County or the Board of Education, as may be applicable, to enter upon the Mortgaged Property to inspect the Mortgaged Property and observe its use during normal business hours. Section 6.3 Utilities. The County shall pay, or cause to be paid, all charges for gas, water, steam, electricity, light, heat or power, telephone or other utility service furnished to or used on or in connection with the Mortgaged Property. There shall be no abatement of any portion of the Installment Payments on account of interruption of any such services. Section 6.4 Taxes. The County shall pay, or cause to be paid, when due any and all taxes relating to the Mortgaged Property and the County’s obligations under this Contract including, but not limited to, all license or registration fees, gross receipts tax, sales and use tax, if applicable, license fees, documentary stamp taxes, rental taxes, assessments, charges, ad valorem taxes, excise taxes, and all other taxes, licenses and charges imposed on the ownership, possession or use of the Mortgaged Property by any governmental body or agency, together with any interest and penalties. Section 6.5 Title Insurance. The County agrees to obtain, at its own cost and expense, an American Land Title Association policy of title insurance, in form satisfactory to the Bank, effective as of the date of execution and delivery of this Contract, in an amount not less than the Amount Advanced, naming the Bank as insured mortgagee. Such policy shall insure the fee title of the County to the Real Property, subject only to Permitted Encumbrances, and shall be issued by a title insurance company qualified to do business in the State of North Carolina and acceptable to the Bank. On or before the Closing Date, the County shall provide the Bank with a copy of the commitment of the issuer of such policy to issue such policy and, within thirty (30) days after the Closing Date, the County shall provide the Bank with a copy of such policy. Section 6.6 Insurance. The County shall maintain, or cause to be maintained, except as hereinafter provided, insurance with respect to its property and business against such casualties and contingencies in amounts not less than is customary in similar activities and similarly situated. Without limiting the foregoing, the County shall maintain, or cause to be maintained, except as hereinafter provided, the following insurance: (a) Insurance against loss and/or damage to the Mortgaged Property under a policy or policies covering such risks as are ordinarily insured against for similar property. Such insurance (which may be builder’s risk insurance in whole or in part until the completion of the Project) shall be in an amount not less than the lesser of (i) the full replacement cost of the Mortgaged Property or (ii) the outstanding principal components of the Installment Payments, but any such policy may have a deductible amount of not more than $50,000. No such policy of insurance shall be so written that the proceeds thereof will produce less than the minimum coverage required by the preceding sentence, by reason of co-insurance provisions or otherwise, without the prior written consent thereto by the Bank. The term “full replacement cost” shall mean the actual replacement cost of the Mortgaged Property, without deduction for physical depreciation, and shall be determined once every three years by an insurance consultant, in any case, selected and paid for by the County or the Board of Education. Each such policy shall contain a replacement cost endorsement. 51 5581627v1 14038.00022 16 (b) Comprehensive general liability insurance protecting the County, the Board of Education and the Bank as their interests may appear, against liability for injuries to persons and/or property, occurring on, in or about the Mortgaged Property, in the minimum amount of $2,000,000 liability to any one person for property damage, $2,000,000 liability for personal injury for any one occurrence and an aggregate annual liability limit of not less than $2,000,000, with a deductible amount of not more than $50,000. (c) Workers’ compensation insurance respecting all employees of the Board of Education working at the Mortgaged Property in such amount as is customarily carried by like organizations engaged in like activities of comparable size and liability exposure; provided that the Board of Education may be self-insured with respect to all or any part of its liability for workers’ compensation. Each policy of insurance obtained pursuant to this Section shall (i) be issued by a generally recognized and responsible insurance company qualified under the laws of the State or the United States of America to assume the risks covered by such policy, (ii) name the County, the Board of Education and the Bank as insureds or loss payees, as their respective interests may appear, except that policies described in paragraph (a) shall contain standard mortgagee clauses naming the Bank as mortgagee; and (iii) unless unavailable from the insurer, provide that such policy shall not be cancelled or modified in any way adverse to any insured or loss payee without at least thirty (30) days’ prior written notice to each insured or loss payee named therein. The County or the Board of Education, as may be applicable, shall have the right to receive the proceeds from any insurance maintained pursuant to this Section, subject, however, to the provisions of this Article VI and Article VIII. All such policies shall be deposited with the Bank, provided that in lieu of such policies there may be deposited with the Bank a certificate or certificates of the respective insurers or other evidence satisfactory to the Bank to the effect that the insurance required by this Section is in full force and effect. Prior to the expiration of any such policy, the County shall furnish to the Bank evidence satisfactory to the latter that the policy has been renewed or replaced or is no longer required by this Contract. In lieu of separate policies the County may maintain or cause the Board of Education to maintain blanket or umbrella policies or participate in or cause the Board of Education to participate in group risk financing programs, risk pools, purchasing groups, captive insurance companies or state and federal programs if such policies or other insurance alternatives provide the same coverage as required by this Section with protection against each risk not reducible by claims for other risks to amounts less than that specified in this Section and the County deposits with the Bank a certificate or certificates of the respective insurers evidencing such coverage and stating, as required, the amount of coverage with respect to the Mortgaged Property or any part thereof. Section 6.7 Rating and Insurance. The Bank reserves the right to have this transaction rated and/or insured by a qualified rating agency and/or insurer at the Bank’s sole cost at any time during the Contract. The County agrees to cooperate with the Bank and the agency/insurer in providing any requested financial or non-financial information that may be material to obtaining the rating/insurance. 52 5581627v1 14038.00022 17 Section 6.8 Risk of Loss. The County shall bear all risk of loss or damage to and condemnation of the Project. In the event of loss or damage to or condemnation of the Project resulting in Net Proceeds of any insurance policies or condemnation awards, such Net Proceeds shall be applied in accordance with the provisions of Section 8.2. Section 6.9 Performance by the Bank of the County’s Responsibilities. Any performance required of the County or any payments other than Installment Payments required to be made by the County may, if not timely performed or paid, be performed or paid by the Bank, and, in that event, the Bank shall be immediately reimbursed by the County for such payments or other performance by the Bank with interest thereon at the Prime Rate. Section 6.10 Financial Statements. The County shall send to the Bank (i) a copy of the County’s audited financial statements for each fiscal year within thirty (30) days of the County’s acceptance of such statements, but in any event within one hundred eighty (180) days of the completion of such fiscal year and (ii) a copy of the County’s annual budget promptly after adoption, as well as any amendments to the budget that affect the appropriation for Installment Payments. The County shall furnish to the Bank, at such reasonable times as the Bank shall request, all other financial information (including, without limitation, the County’s annual budget as submitted or approved) as the Bank may reasonably request. The County shall permit the Bank or its agents and representatives to inspect the County’s books and records and make extracts therefrom. The County represents and warrants to and covenants with the Bank that all financial statements which have been or may be delivered to the Bank reflect or will reflect fairly and accurately the County’s financial condition and that, except as the County may notify the Bank otherwise, there has been and will be no material adverse change in the County’s financial condition as reflected in the financial statements since the respective dates thereof. Section 6.11 Leasing by County or Board of Education. The County has entered into the Lease with the Board of Education. In addition, the Board of Education, with the written consent of the County, may sublease any portion of the Mortgaged Property leased to it pursuant to the Lease, subject to all of the following conditions: (a) The County shall not be relieved of any of its obligations under this Contract. (b) The County shall, within thirty (30) days after the execution of any sublease, furnish or cause to be furnished to the Bank a true and complete copy of such sublease. (c) No sublease shall cause the interest components of the Installment Payments to be includable in gross income for purposes of federal income taxation. (d) Any sublease shall be subject to the provisions of this Contract and the Deed of Trust and subordinate to the lien of the Deed of Trust. 53 5581627v1 14038.00022 18 The Board of Education may also grant licenses for the temporary use of the Leased Property or make the Leased Property available for community use in accordance with the laws of the State. ARTICLE VII TITLE; LIENS; PERSONAL PROPERTY Section 7.1 Title. Title to the Mortgaged Property shall be in the County from and after the date of execution and delivery of this Contract so long as the County shall not be in default hereunder or this Contract shall not have been terminated pursuant to the provisions of Article XIII hereof, subject to the Permitted Encumbrances, and shall vest permanently in the County upon the payment in full of the Amount Advanced plus accrued interest thereon and all other payments due hereunder, free and clear of any lien or security interest of the Bank under this Contract. Simultaneously with the execution and delivery of this Contract, the County shall deliver to the Bank the Deed of Trust in form satisfactory to the Bank. Upon payment in full of all of the County’s obligations hereunder, including the Amount Advanced, interest accrued thereon and all other payments due hereunder, the Bank, at the County’s request, shall release and cancel the Deed of Trust. Section 7.2 Liens. The County shall not, directly or indirectly, create, incur, assume or suffer to exist any mortgage, pledge, lien, security interest, charge, encumbrance or claim on or with respect to the Mortgaged Property or any interest therein (except for Permitted Encumbrances) without the prior written consent of the Bank. The County shall promptly, at its own expense, take such action as may be necessary to duly discharge any such mortgage, pledge, lien, security interest, charge, encumbrance or claim if the same shall arise at any time. The County shall reimburse the Bank for any expense incurred by it (including reasonable attorneys’ fees and reasonable expenses), after prior notice to the County, in order to discharge or remove any such mortgage, pledge, lien, security interest, charge, encumbrance or claim. Section 7.3 Personal Property. The County or the Board of Education at any time and from time to time, in its sole discretion and at its own expense, may install or permit to be installed items of equipment or other personal property in or upon any portion of the Mortgaged Property and may remove or replace such items and property if they do not constitute fixtures. All such items that constitute fixtures, except for any data processing or telecommunications equipment and any mobile or modular classrooms, shall become a part of the Mortgaged Property. All such items constituting data processing or telecommunications equipment or mobile or modular classrooms or that are not deemed to be fixtures shall remain the sole personal property of the County or the Board of Education, as may be applicable, in which the Bank shall not have any interest, and may be modified or removed by the County or the Board of Education at any time, provided that the County shall repair and restore, or cause to be repaired and restored, any and all damage to the Mortgaged Property resulting from the installation, modification or removal of any such items. 54 5581627v1 14038.00022 19 ARTICLE VIII DAMAGE, DESTRUCTION AND CONDEMNATION; USE OF NET PROCEEDS Section 8.1 Damage, Destruction or Condemnation. If, during the term hereof, (i) the Project or any portion thereof is destroyed or is damaged by fire or other casualty, (ii) title to or the temporary or permanent use of the Project or any portion thereof or the estate of the County, the Board of Education, the Bank or its assignee in the Project or any portion thereof is taken under the power of eminent domain by any governmental authority other than the County or (iii) a material defect in the acquisition, construction and installation of the Project becomes apparent, then the County shall continue to be obligated to pay the amounts specified in Section 3.1 at the respective times required regardless of whether the documentation provided for in Section 5.3 has been delivered. If any part of the Mortgaged Property is destroyed or damaged by fire or other casualty, then the County will promptly cause the Mortgaged Property to be restored to the equivalent of its condition immediately prior to such casualty, and, if any part of the Mortgaged Property or its use is damaged or restricted by any exercise of the power of eminent domain, then the County will promptly cause the Mortgaged Property to be restored, repaired or modified in a manner satisfactory to the Bank. Section 8.2 Use of Net Proceeds to Repair or Replace the Mortgaged Property. Except as hereinafter provided, the Bank and the County shall cause the Net Proceeds of any insurance policies, payment bonds, performance bonds, condemnation awards or moneys received as a consequence of default under a Construction Contract or otherwise made available by reason of any occurrence described in Section 5.4 or 8.1 relating to the Mortgaged Property to be deposited in the Project Fund, if received before the Completion Date, or, if received thereafter, to be deposited in a separate fund held by the Bank. All Net Proceeds so deposited shall be applied by the Bank to the prompt repair, restoration, modification, improvement or replacement of the Mortgaged Property on receipt of requisitions from the County, substantially similar in form to the form in Exhibit C attached hereto, signed by a County Representative, together with the documents or other items required thereunder. If such Net Proceeds arising from any single event, or any single substantially related sequence of events, are not more than $50,000, then the Board of Education shall retain such Net Proceeds and apply them to the prompt repair, restoration, modification, improvement or replacement of the Mortgaged Property and thereafter shall promptly report to the County and the Bank regarding the use of such Net Proceeds. Any repair, restoration, modification, improvement or replacement of the Mortgaged Property paid for in whole or in part out of such Net Proceeds shall be the property of the County, subject to the Deed of Trust, and shall be included as part of the Mortgaged Property under this Contract. The County shall cause the Net Proceeds of any insurance policies, payment bonds, performance bonds, condemnation awards or moneys received as a consequence of default under a Construction Contract or otherwise made available by reason of any occurrence described in Section 5.4 or 8.1 relating to any portion of the Project other than the Mortgaged Property to be used to pay for the capital costs of such governmental facilities as the County may determine, provided that, in the opinion of nationally recognized bond counsel, it is permissible to do so. 55 5581627v1 14038.00022 20 Section 8.3 Cooperation of Bank. The Bank shall cooperate fully with the County and the Board of Education in filing any proof of loss with respect to any insurance policy covering the events described in Section 8.1. In no event shall the Bank or the County voluntarily settle, or consent to the settlement of, any proceeding arising out of any insurance claim with respect to the Mortgaged Property without the written consent of the other. ARTICLE IX REPRESENTATIONS OF THE COUNTY AND BANK Section 9.1 Representations, Covenants and Warranties of the County. The County represents, covenants and warrants to the Bank as follows: (a) The County is a body politic and corporate and a political subdivision organized and existing under the Constitution and laws of the State. (b) The Constitution and laws of the State authorize the County to (i) execute and deliver this Contract, the Deed of Trust, the Lease and the Administrative Agreement, (ii) enter into the transactions contemplated hereby and thereby and (iii) carry out its obligations hereunder or thereunder. (c) The County has duly authorized the execution and delivery of this Contract, the Deed of Trust, the Lease and the Administrative Agreement in accordance with the Constitution and laws of the State. (d) Neither the execution and delivery of this Contract, the Deed of Trust, the Lease or the Administrative Agreement, nor the fulfillment of or compliance with the terms and conditions hereof or thereof, nor the consummation of the transactions contemplated hereby or thereby, conflicts with or results in a breach of the terms, conditions or provisions or any charter provision or restriction or any agreement or instrument to which the County is now a party or by which the County is bound, or constitutes a default under any of the foregoing. (e) Other than building permits or other procedural requirements which are a prerequisite to the construction of the Project, no approval or consent is required from any governmental authority with respect to the entering into or performance by the County of this Contract, the Deed of Trust, the Lease, the Administrative Agreement or any other documents related hereto or thereto and the transactions contemplated hereby and thereby, or if such approval is required, it has been duly obtained. (f) There is no action, suit, proceeding or investigation at law or in equity before or by any court, public board or body pending or threatened against or affecting the County challenging the validity or enforceability of this Contract, the Deed of Trust, the Lease, the Administrative Agreement or any other documents relating hereto or thereto and the performance of the County’s obligations hereunder and thereunder. (g) The Project is essential for the improved administration of County government and improved public education in the County and the Project will permit the County to carry out public functions that it is authorized by law to perform. 56 5581627v1 14038.00022 21 (h) The County Manager or Finance Director of the County shall include the Installment Payments and reasonably estimated Additional Payments coming due in each fiscal year in the corresponding annual budget request and exercise due diligence to have the Board of Commissioners include funds for the payment thereof in the corresponding final budget of the County. Any deletion of such funds from the County’s final budget shall be made only pursuant to an express resolution of the Board of Commissioners which explains the reason for such action. Subject to applicable law, the actions required of the County and its officers and of the Board of Commissioners pursuant to this paragraph shall be deemed to be and shall be construed to impose ministerial duties and it shall be the duty of each and every public official of the County to take such action and do such things as are required by law in the performance of the official duty of such official to enable the County to carry out and perform the actions required pursuant to this paragraph and its other agreements in this Contract. Nothing contained in this paragraph obligates the County to appropriate the moneys so budgeted or is to be construed to conflict with the provisions of Article XV. If within fifteen (15) days after the beginning of any fiscal year the County has not appropriated funds for the payment of the Installment Payments and reasonably estimated Additional Payments coming due in such fiscal year in the annual budget for such fiscal year or if at any time the County amends an annual budget to reduce such funds, then the County shall send a notice to such effect to the Bank and to the Local Government Commission of North Carolina to the attention of its Secretary at 325 North Salisbury Street, Raleigh, North Carolina 27603-1385. (i) There has not been any material change in the County’s financial condition since the date of the last annual financial statement of the County provided to the Bank. (j) The County acknowledges that the Bank has not acted as a financial advisor to the County with respect to this Contract. The County has not relied on the Bank for any financial advice. Section 9.2 Representations, Covenants and Warranties of the Bank. The Bank represents, covenants and warrants to the County as follows: (a) The Bank is a North Carolina state-chartered bank duly organized, existing and in good standing under and by virtue of the laws of the State and has the power and authority to enter into this Contract. (b) Neither the execution and delivery of this Contract nor the fulfillment of or compliance with the terms and conditions hereof or thereof, nor the consummation of the transactions contemplated hereby or thereby, conflicts with or results in a breach of the terms, conditions or provisions of the organizational documents of the Bank or any restriction or any agreement or instrument to which the Bank is now a party or by which the Bank is bound. 57 5581627v1 14038.00022 22 ARTICLE X TAX COVENANTS Section 10.1 Tax Covenants. The County covenants that, to the extent permitted by law, it will not take any action, or fail to take any action, if any such action or failure to take action would adversely affect the exclusion from gross income for federal income tax purposes of the interest components of the Installment Payments under Section 103 of the Code. The County will not directly or indirectly use or permit the use of any proceeds of the Project Fund or any other funds of the County, or take or omit to take any other action, that would cause the obligation of the County to make Installment Payments created by this Contract to be an “arbitrage bond” within the meaning of Section 148(a) of the Code. To that end, the County has executed the Tax Certificate, dated as of the Closing Date (the “Tax Certificate”), and will comply with all requirements of Section 148 of the Code to the extent applicable. The County further covenants that this Contract is not a “private activity bond” as defined in Section 141 of the Code. The County will maintain books on which will be recorded (i) the Bank or (ii) any assignee of the Installment Payments due under this Contract as the registered owner of the Installment Payments. Without limiting the generality of the foregoing, the County agrees that there shall be paid from time to time all amounts required to be rebated to the United States of America pursuant to Section 148(f) of the Code and any temporary, proposed or final Treasury Regulations as may be applicable to the obligation of the County to make Installment Payments created by this Contract from time to time. This covenant shall survive the termination of this Contract. Notwithstanding any provision of this Article, if the County shall provide to the Bank an opinion of nationally recognized bond counsel to the effect that any action required under this Section or the Tax Certificate is no longer required, or to the effect that some further action is required, to maintain the exclusion from gross income of the interest components of the Installment Payments pursuant to Section 103 of the Code, the County and the Bank may rely conclusively on such opinion in complying with the provisions of this Article. ARTICLE XI INDEMNIFICATION Section 11.1 Indemnification. To the fullest extent permitted by law and subject to the provisions of Section 160A-20 of the North Carolina General Statutes, as amended, the County hereby agrees to indemnify, protect and save the Local Government Commission of North Carolina, the Bank and the Deed of Trust Trustee and their respective officers, employees, directors, members and agents (collectively the “Indemnitees”) harmless from all liabilities, obligations, losses, claims, damages, actions, suits, proceedings, costs and expenses, including reasonable attorneys’ fees, that (i) arise in tort, in contract, under 42 U.S. Code §1983 or under the public bidding laws of the State or (ii) arise out of, are connected with, or result, directly or indirectly, from the Project or any portion thereof, including, without limitation, the 58 5581627v1 14038.00022 23 manufacture, selection, acquisition, delivery, possession, condition, construction, improvement, environmental or other condition, lease, use, operation or return of the Project or any portion thereof, or the transactions contemplated by this Contract; provided, however, that the right to indemnification shall not apply to losses arising from (i) any action taken by any other Indemnitee and (ii) the exercise of the right of the County not to appropriate moneys for the payment of Installment Payments. The indemnification arising under this Article shall continue in full force and effect notwithstanding the payment in full of all obligations under this Contract, subject only to the remedies allowable under Section 160A-20 of the North Carolina General Statutes, as amended. ARTICLE XII DISCLAIMER OF WARRANTIES Section 12.1 No Representations by the Bank. The County acknowledges and agrees that it or the Board of Education has selected or will select the Real Property and the components of the Project, the vendors of any equipment acquired and the Engineers and contractors for the acquisition, construction and installation of the Project based on its own judgment and disclaims any reliance on any statements or representations by the Bank with respect thereto. Section 12.2 Disclaimer by the Bank. THE BANK MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, AS TO THE CONDITION, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE PROJECT OR ANY OTHER REPRESENTATION OR WARRANTY WITH RESPECT TO THE PROJECT. ARTICLE XIII DEFAULT AND REMEDIES Section 13.1 Definition of Event of Default. The County shall be deemed to be in default under this Contract upon the happening of any of the following events of default (each, an “Event of Default”): (a) The County fails to make any Installment Payment or pay any other amount hereunder when due. (b) (i) The County fails to budget and appropriate moneys sufficient to pay all Installment Payments and the reasonably estimated Additional Payments coming due in any fiscal year of the County; or (ii) the County deletes from its duly adopted budget any appropriation for the purposes specified in clause (i) above. (c) The County fails to perform or observe any term, condition or covenant of this Contract on its part to be observed or performed, other than as referred to in subparagraph (a) or (b) above, or of the Deed of Trust on its part to be observed or performed, or breaches any warranty by the County herein contained, other than as referred to in subparagraph (e) of this Section, for a period of thirty (30) days after written notice specifying such failure or breach and requesting that it be remedied has been given to the County by the Bank; provided, however, that 59 5581627v1 14038.00022 24 if such failure or breach cannot with due diligence be cured within such thirty (30)-day period and the County has promptly commenced and diligently worked to cure such failure or breach within such thirty (30)-day period, the County will have an additional period of ninety (90) days to cure such failure or breach and, further, that if such failure or breach cannot with due diligence be cured within such ninety (90)-day period and the County has diligently continued to work to cure such failure or breach within such ninety (90)-day period, then, upon consultation with the Bank as to such matter, the County will have an additional reasonable period of time to cure such failure or breach as long as the County diligently continues to work to cure such failure or breach. (d) Any bankruptcy, insolvency or reorganization proceedings or similar litigation is instituted by the County, or a receiver, custodian or similar officer is appointed for the County or any of its property, and such proceedings or appointments are not vacated or fully stayed within ninety (90) days after the institution or occurrence thereof. (e) Any warranty, representation or statement made by the County in this Contract, the Deed of Trust or any other document executed or delivered in connection herewith or therewith is found to be incorrect or misleading in any material respect on the date made. (f) An attachment, levy or execution of a security interest or lien is levied on or against any portion of the Mortgaged Property. Section 13.2 Remedies on Default. On the occurrence of any Event of Default, the Bank may exercise any one or more of the following remedies as the Bank, in its sole discretion, shall elect: (a) Declare the outstanding principal components of the Installment Payments plus the interest component of the next due Installment Payment accrued to the date of such declaration to be immediately due and payable without notice to or demand on the County. (b) Proceed by appropriate court action to enforce performance by the County of the applicable covenants of this Contract or to recover for the breach thereof (other than a failure to pay Installment Payments or any other payment hereunder). (c) Subject to the provisions of Article XV, exercise all the rights and remedies of a secured party or creditor under the general laws of the State with respect to the enforcement of the security interest granted under the Deed of Trust including, without limitation, to the extent permitted by law, reenter and take possession of the Mortgaged Property without any court order or other process of law and without liability for entering the premises and sell, lease, sublease or make other disposition of the same in a commercially reasonable manner for the account of the County, and apply the proceeds of any such sale, lease, sublease or other disposition, after deducting all costs and expenses, including court costs and attorneys’ fees, incurred with the recovery, repair, storage, sale, lease, sublease or other disposition of the Mortgaged Property, toward the obligations due under this Contract and, thereafter, pay any remaining proceeds to the County. (d) Enforce its security interest or direct the Deed of Trust Trustee to institute foreclosure proceedings under the Deed of Trust and sell the Mortgaged Property. 60 5581627v1 14038.00022 25 NOTWITHSTANDING ANY OTHER PROVISIONS IN THIS CONTRACT, IT IS THE INTENT OF THE PARTIES HERETO TO COMPLY WITH SECTION 160A-20 OF THE GENERAL STATUTES OF NORTH CAROLINA, AS AMENDED. NO DEFICIENCY JUDGMENT MAY BE ENTERED AGAINST THE COUNTY IN FAVOR OF THE BANK IN VIOLATION OF SECTION 160A-20 OF THE GENERAL STATUTES OF NORTH CAROLINA, AS AMENDED, INCLUDING, WITHOUT LIMITATION, ANY DEFICIENCY JUDGMENT FOR AMOUNTS THAT MAY BE OWED UNDER THIS CONTRACT WHEN THE SALE OF ALL OR ANY PORTION OF THE MORTGAGED PROPERTY IS INSUFFICIENT TO PRODUCE ENOUGH MONEY TO PAY IN FULL ALL OUTSTANDING OBLIGATIONS UNDER THIS CONTRACT. Section 13.3 Further Remedies. Subject to the provisions of Article XV, this Contract shall remain in full force and effect and the County shall be and remain liable for the full performance of all its obligations under this Contract. All remedies of the Bank are cumulative and may be exercised concurrently or separately. The exercise of any one remedy shall not be deemed an election of such remedy or preclude the exercise of any other remedy. Section 13.4 Right of Board of Education. The Bank acknowledges that the Board of Education has the right (but no obligation) to pay any amounts due hereunder on behalf of the County or to perform any other covenants of the County hereunder relating to the School Project, provided that any such right or the exercise thereof on the part of the Board of Education will not extend the time for payment or other performance set forth herein. ARTICLE XIV ASSIGNMENT Section 14.1 Assignment by the County. Except as provided in the Deed of Trust, the County will not sell, assign, lease, sublease, pledge or otherwise encumber or suffer a lien or encumbrance on or against any interest in this Contract or the Mortgaged Property (except for the Permitted Encumbrances) without the prior written consent of the Bank. Section 14.2 Assignment by the Bank. The Bank may, at any time and from time to time, assign to any bank, insurance company or similar financial institution or to any other entity or any trust created to hold a pool of obligations approved by the Local Government Commission of North Carolina all or any part of its interest in the Mortgaged Property or this Contract, including, without limitation, the Bank’s rights to receive the Installment Payments and any Additional Payments due and to become due hereunder. Reassignment by any assignee may also only be to a bank, insurance company or similar financial institution or to any other entity or any trust created to hold a pool of obligations approved by the Local Government Commission of North Carolina. The County agrees that this Contract may become part of a pool of obligations at the Bank’s or its assignee’s option. The Bank or its assignees may assign or reassign either the entire pool or any partial interest herein. Notwithstanding the foregoing, no assignment or reassignment of the Bank’s interest in the Mortgaged Property or this Contract shall be effective unless and until the County shall receive a duplicate original counterpart of the document by which such assignment or reassignment is made disclosing the name and address of each assignee. The County covenants and agrees with the Bank and each subsequent assignee of 61 5581627v1 14038.00022 26 the Bank to maintain for the full term of this Contract a written record of each such assignment or reassignment. The County hereby appoints the Bank as its agent for the purpose of maintaining any written record in connection with an assignment under this Section, and the Bank hereby accepts such appointment. The County agrees to execute any document reasonably required by the Bank in connection with any assignment. Notwithstanding any assignment by the Bank of its interest in this Contract, the County shall not be obligated to provide any financial or other information to any assignee of the Bank except as set forth in Section 6.10. After the giving of notice described above to the County, the County shall thereafter make all payments in accordance with the notice to the assignee named therein and shall, if so requested, acknowledge such assignment in writing, but such acknowledgement shall in no way be deemed to make the assignment effective. The Bank covenants that any disclosure document circulated by it or an assignee in connection with the sale of the Bank’s rights in this Contract will contain a statement to the effect that the County has not reviewed and is not responsible for the disclosure document. The Bank covenants to defend, indemnify and hold harmless the County and its officers, employees and agents against any and all losses, claims, damages or liabilities, joint or several, including fees and expenses incurred in connection therewith, to which such indemnified party may become subject on account of any statement included in a disclosure document, or failure to include a statement in a disclosure document, unless the County shall have expressly approved the use of such disclosure document. ARTICLE XV LIMITED OBLIGATION OF THE COUNTY Section 15.1 Limited Obligation of the County. NO PROVISION OF THIS CONTRACT SHALL BE CONSTRUED OR INTERPRETED AS CREATING A PLEDGE OF THE FAITH AND CREDIT OF THE COUNTY WITHIN THE MEANING OF ANY CONSTITUTIONAL DEBT LIMITATION. NO PROVISION OF THIS CONTRACT SHALL BE CONSTRUED OR INTERPRETED AS CREATING A DELEGATION OF GOVERNMENTAL POWERS NOR AS A DONATION BY OR A LENDING OF THE CREDIT OF THE COUNTY WITHIN THE MEANING OF THE CONSTITUTION OF THE STATE. THIS CONTRACT SHALL NOT DIRECTLY OR INDIRECTLY OR CONTINGENTLY OBLIGATE THE COUNTY TO MAKE ANY PAYMENTS BEYOND THOSE APPROPRIATED IN THE SOLE DISCRETION OF THE COUNTY FOR ANY FISCAL YEAR IN WHICH THIS CONTRACT IS IN EFFECT; PROVIDED, HOWEVER, THAT ANY FAILURE OR REFUSAL BY THE COUNTY TO APPROPRIATE FUNDS WHICH RESULTS IN THE FAILURE BY THE COUNTY TO MAKE ANY PAYMENT COMING DUE UNDER THIS CONTRACT WILL IN NO WAY OBVIATE THE OCCURRENCE OF THE EVENT OF DEFAULT RESULTING FROM SUCH NONPAYMENT. NO DEFICIENCY JUDGMENT MAY BE RENDERED AGAINST THE COUNTY IN ANY ACTION FOR BREACH OF A CONTRACTUAL OBLIGATION UNDER THIS CONTRACT, AND THE TAXING POWER OF THE COUNTY IS NOT AND MAY NOT BE PLEDGED DIRECTLY OR INDIRECTLY OR CONTINGENTLY TO SECURE ANY MONEYS DUE UNDER THIS CONTRACT. NO PROVISION OF THIS CONTRACT 62 5581627v1 14038.00022 27 SHALL BE CONSTRUED TO PLEDGE OR TO CREATE A LIEN ON ANY CLASS OR SOURCE OF THE COUNTY’S MONEYS, NOR SHALL ANY PROVISION OF THIS CONTRACT RESTRICT THE FUTURE ISSUANCE OF ANY OF THE COUNTY’S BONDS OR OBLIGATIONS PAYABLE FROM ANY CLASS OR SOURCE OF THE COUNTY’S MONEYS. TO THE EXTENT OF ANY CONFLICT BETWEEN THIS ARTICLE AND ANY OTHER PROVISION OF THIS CONTRACT, THIS ARTICLE SHALL TAKE PRIORITY. ARTICLE XVI MISCELLANEOUS Section 16.1 Waiver. No covenant or condition of this Contract can be waived except by the written consent of the Bank. Any failure of the Bank to require strict performance by the County or any waiver by the Bank of any terms, covenants or contracts in this Contract shall not be construed as a waiver of any other breach of the same or any other term, covenant or contract in this Contract. Section 16.2 Severability. If any portion of this Contract is determined to be invalid under any applicable law, such provision shall be deemed void and the remainder of this Contract shall continue in full force and effect. Section 16.3 Governing Law. This Contract shall be construed and governed in accordance with the laws of the State. Section 16.4 Notices. Except as provided otherwise in this Contract, any and all notices, requests, demands and other communications given under or in connection with this Contract are effective only if in writing and either personally delivered or mailed by registered or certified mail, postage prepaid, return receipt requested, addressed as follows: If to the County: County of Person, North Carolina 304 South Morgan Street, Room 219 Roxboro, North Carolina 27573-5245 Attention: Finance Director with a copy to: County of Person, North Carolina 304 South Morgan Street, Room 212 Roxboro, North Carolina 27573-5245 Attention: County Manager 63 5581627v1 14038.00022 28 If to the Bank: Branch Banking and Trust Company BB&T Governmental Finance Attention: Account Administration/Municipal Re: Person County Agreement Notice 5130 Parkway Plaza Boulevard Building 9 Charlotte, North Carolina 28217 The County and the Bank may, by written notice to the other, designate any further or different addresses to which subsequent notices, requests, demands and other communications shall be sent. Section 16.5 Section Headings. All section headings contained in this Contract are for convenience of reference only and are not intended to define or limit the scope of any provision of this Contract. Section 16.6 Entire Contract. This Contract, together with the schedules and exhibits hereto, constitutes the entire agreement between the parties and this Contract shall not be modified, amended, altered or changed except as the County and the Bank may subsequently agree in writing. Section 16.7 Binding Effect. Subject to the specific provisions of this Contract, this Contract is binding on and inures to the benefit of the parties and their respective successors and assigns (including expressly any successor of the Bank). Section 16.8 Time. Time is of the essence of this Contract and each and all of its provisions. Section 16.9 If Payment or Performance Date Not a Business Day. If the date for making payment, or the last date for performance of any act or the exercising of any right, as provided in this Contract, is not a Business Day, such payment may be made or act performed or right exercised on the next succeeding Business Day, with the same force and effect as if done on the nominal date provided in this Contract, and no interest shall accrue for the period after such nominal date. Section 16.10 Covenants of County not Covenants of Officials Individually. No covenant, stipulation, obligation or agreement contained in this Contract shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Board of Commissioners or the County in his individual capacity, and neither the members of the Board of Commissioners nor any other officer of the Board of Commissioners or the County shall be subject to any personal liability or accountability by reason of the execution and delivery of this Contract. No member of the Board of Commissioners or any agent or employee of the County shall incur any personal liability in acting or proceeding or in not acting or not proceeding, in good faith, reasonably and in accordance with the terms of this Contract. 64 5581627v1 14038.00022 29 Section 16.11 Execution in Counterparts. This Contract may be executed in any number of counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Section 16.12 Proposal Letter. The terms of this Contract shall supersede the terms of the proposal letter from the Bank to the County dated August 29, 2014 and any amendments thereof or supplements thereto, as accepted by the County on September 22, 2014. To the extent of any conflict between this Contract and such proposal letter, this Contract will take priority. IN WITNESS WHEREOF, the parties hereto have caused this Contract to be executed by their duly authorized officers as of the day and year first above written. COUNTY OF PERSON, NORTH CAROLINA [SEAL] By: ____________________________________ Jimmy B. Clayton Chairman of the Board of Commissioners for the County ATTEST: _____________________________ Brenda B. Reaves Clerk to the Board of Commissioners for the County [Signatures Continued on the Following Page] 65 5581627v1 14038.00022 30 [Counterpart Signature Page to the Installment Financing Contract, dated October 16, 2014, between Branch Banking and Trust Company and the County of Person, North Carolina] BRANCH BANKING AND TRUST COMPANY By: ____________________________________ Alison W. Peeler Senior Vice President [Signatures Continued on the Following Page] 66 5581627v1 14038.00022 31 [Counterpart Signature Page to the Installment Financing Contract, dated October 16, 2014, between Branch Banking and Trust Company and the County of Person, North Carolina] THIS CONTRACT HAS BEEN APPROVED UNDER THE PROVISIONS OF SECTION 159-152 OF THE GENERAL STATUTES OF NORTH CAROLINA, AS AMENDED By: ___________________________________ T. Vance Holloman Secretary of the Local Government Commission of North Carolina 67 5581627v1 14038.00022 32 PAYMENT SCHEDULE Installment Payment Date Total Installment Payment Interest Component Principal Component 6/1/2015 $ 141,484.48 $ 41,484.48 $ 100,000.00 12/1/2015 231,640.00 31,640.00 200,000.00 6/1/2016 228,840.00 28,840.00 200,000.00 12/1/2016 106,040.00 26,040.00 80,000.00 6/1/2017 104,920.00 24,920.00 80,000.00 12/1/2017 123,800.00 23,800.00 100,000.00 6/1/2018 122,400.00 22,400.00 100,000.00 12/1/2018 71,000.00 21,000.00 50,000.00 6/1/2019 70,300.00 20,300.00 50,000.00 12/1/2019 69,600.00 19,600.00 50,000.00 6/1/2020 68,900.00 18,900.00 50,000.00 12/1/2020 68,200.00 18,200.00 50,000.00 6/1/2021 67,500.00 17,500.00 50,000.00 12/1/2021 216,800.00 16,800.00 200,000.00 6/1/2022 214,000.00 14,000.00 200,000.00 12/1/2022 111,200.00 11,200.00 100,000.00 6/1/2023 109,800.00 9,800.00 100,000.00 12/1/2023 58,400.00 8,400.00 50,000.00 6/1/2024 57,700.00 7,700.00 50,000.00 12/1/2024 57,000.00 7,000.00 50,000.00 6/1/2025 56,300.00 6,300.00 50,000.00 12/1/2025 55,600.00 5,600.00 50,000.00 6/1/2026 54,900.00 4,900.00 50,000.00 12/1/2026 54,200.00 4,200.00 50,000.00 6/1/2027 53,500.00 3,500.00 50,000.00 12/1/2027 52,800.00 2,800.00 50,000.00 6/1/2028 52,100.00 2,100.00 50,000.00 12/1/2028 51,400.00 1,400.00 50,000.00 6/1/2029 50,700.00 700.00 50,000.00 68 5581627v1 14038.00022 33 Unless otherwise instructed by the Bank, the County shall wire funds in amounts equal to the Installment Payments to: Branch Banking and Trust Company BB&T Governmental Finance 223 West Nash Street Wilson, NC 27893-3801 ABA # 053101121 Account # ______________ Each wire ticket is to include: Customer Name: County of Person, North Carolina Customer Contract Number: _______________ 69 5581627v1 14038.00022 A-1 EXHIBIT A DESCRIPTION OF THE PROJECT The Project consists of the County Project and the School Project. The County Project consists of the repair or replacement of the roof on the Kirby Civic Center, located at ________________________________________, and the acquisition and improvement of a building and related property to house the Person County Recycling Center, located at ___________________________. The School Project consists of the repair or replacement of the roof on Earl Bradsher Preschool, located at _____________________________. 70 5581627v1 14038.00022 B-1 EXHIBIT B DESCRIPTION OF THE REAL PROPERTY The Real Property consists of a tract or parcel of land described as follows: 71 5581627v1 14038.00022 C-1 EXHIBIT C PROJECT FUND REQUISITION [To be Prepared on County’s Letterhead for Submission] [Date] _________________ Ms. Trina Britt Project Specialist BB&T Government Finance tmbritt@bbandt.com direct dial: 704-954-1873 fax: 704-954-1799 E-mail requisitions to: GFProjectfunds@bbandt.com RE: Request for disbursement of funds from the Project Fund related to an Installation Financing Contract (BB&T Contract No. _______________) with Person County, North Carolina, dated October 16, 2014 Dear Ms. Britt: Pursuant to the terms and conditions of the Installment Financing Contract, dated September 20, 2012, between the County of Person, North Carolina (the “County”) and Branch Banking and Trust Company (the “Contract”), the County hereby requests the disbursement of funds to the County from the Project Fund established under the Contract for the costs described below, each of which is a Cost of the Project. Terms used herein but not defined herein shall have the meanings given to such terms in the Contract. This is requisition number _____ for funds from the Project Fund. Amount: Vendor: Vendor Address: Vendor Federal Tax Number: Applicable Vendor Invoices: Project Description: Repair or replacement of roofs at the Kirby Civic Center and Earl Bradsher Preschool and acquisition and improvement of a building and related property to house the Person County Recycling Center, as more particularly described in Exhibit A to the Contract. Location of Facilities: The Project is located on three sites as described in Exhibit A to the Contract. 72 5581627v1 14038.00022 C-2 The County makes this requisition pursuant to the following representations: 1. The County has appropriated in its current fiscal year funds sufficient to pay the Installment Payments and estimated Additional Payments due in the current fiscal year. 2. The purpose of this request for disbursement is for partial payment of the costs of the Project provided for under the Contract. 3. The requested disbursement has not been subject to any previous requisition. 4. No notice of any lien, right to lien or attachment upon, or claim affecting the right to receive payment of, any of the moneys payable herein to any of the persons, firms or corporations named herein has been received or, if any notice of any such lien, attachment or claim has been received, such lien, attachment or claim has been released or discharged or will be released or discharged upon payment of this requisition. 5. To the best of my knowledge, no Event of Default is continuing under the Contract, and no event or condition is existing which, with notice or lapse of time or both, would become an Event of Default. 6. The County has in place insurance on the Project that complies with the insurance provisions of the Contract. 7. Each amount requested for payment in this requisition either (a) represents reimbursement to the County for a Cost of the Project previously paid, or (b) will be used by the County within three Business Days of the receipt of funds from the Bank to make the payments to the third parties described in this requisition. Attached is evidence that the amounts shown in this requisition are properly payable at this time, such as bills, receipts, invoices, architects’ payment certifications or other appropriate documents. COUNTY OF PERSON, NORTH CAROLINA By: Printed name: Title: 73 5582266v1 14038.00022 DEED OF TRUST AND SECURITY AGREEMENT Prepared by: Return to: Gundars Aperans, Esq. F. Louis Loyd, III Robinson, Bradshaw & Hinson, P.A. Senior Vice President 101 North Tryon Street, Suite 1900 Branch Banking and Trust Company Charlotte, North Carolina 28246 5130 Parkway Plaza Boulevard Building 9 Charlotte, North Carolina 28217 STATE OF NORTH CAROLINA COUNTY OF PERSON (COLLATERAL IS OR INCLUDES FIXTURES) This DEED OF TRUST AND SECURITY AGREEMENT, made and entered into this 16th day of October 2014 (this “Deed of Trust”), from the COUNTY OF PERSON, NORTH CAROLINA, a body corporate and politic and a political subdivision of the State of North Carolina, whose address is 304 South Morgan Street, Room 219, Roxboro, North Carolina 27573-5245, Attention: Finance Director and whose organization number is 56 - 6000321, as grantor (the “Grantor”), to F. Louis Loyd, III, whose address is 5130 Parkway Plaza Boulevard, Building 9, Charlotte, North Carolina 28217, as trustee (the “Trustee”), for the benefit of BRANCH BANKING AND TRUST COMPANY, a North Carolina state-chartered bank, duly organized and existing under the laws of the State of North Carolina, whose address is BB&T Governmental Finance, Attention: Account Administration/Municipal, Re: Person County Agreement Notice, 5130 Parkway Plaza Boulevard, Building 9, Charlotte, North Carolina 28217 (the “Bank” and, together with its successors and assigns, the “Beneficiary”); W I T N E S S E T H: WHEREAS, the Grantor and the Bank have entered into an Installment Financing Contract dated as of even date herewith (the “Installment Financing Contract”), pursuant to which (i) the Bank has agreed to advance certain moneys to enable the Grantor to finance a portion of the cost of the Project (as defined in the Installment Financing Contract) and (ii) the Grantor has agreed to make the Installment Payments and Additional Payments (as each such term is defined in the Installment Financing Contract) to the Bank; 74 5582266v1 14038.00022 2 WHEREAS, this Deed of Trust has been executed and delivered to secure (i) the obligations of the Grantor to make the Installment Payments and Additional Payments and (ii) the performance of all of the other liabilities and obligations, whether now existing or hereafter arising, of the Grantor to the Bank under the Installment Financing Contract (all such obligations and liabilities described in (i) or (ii) above being hereinafter collectively called the “Indebtedness”); and WHEREAS, the Grantor desires to secure (i) the payment of the Indebtedness and any renewals, modifications or extensions thereof, in whole or in part, and (ii) the additional payments hereinafter agreed to be made by or on behalf of the Grantor, by a conveyance of the lands and security interests hereinafter described; NOW, THEREFORE, in consideration of the above preambles and for the purposes aforesaid, and in further consideration of the sum of Ten Dollars ($10.00) paid to the Grantor by the Trustee and other valuable consideration, receipt of which is hereby acknowledged, the Grantor has given, granted, bargained, sold and conveyed, and by these presents does give, grant, bargain, sell and convey, unto the Trustee, its heirs, successors and assigns, the following property (collectively the “Premises”): (a) The real property lying and being in the County of Person, North Carolina and described below in the legal description attached as Exhibit A hereto (collectively the “Real Property”): SEE EXHIBIT A ATTACHED HERETO FOR THE REAL PROPERTY DESCRIPTION, WHICH EXHIBIT A IS SPECIFICALLY INCORPORATED HEREIN BY REFERENCE. (b) All buildings, structures, additions and other improvements of every nature whatsoever now or hereafter situated on or about the Real Property (collectively the “Improvements”). (c) All gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes and other machinery, equipment or other tangible personal property, which are or shall be so attached to the Improvements, including all extensions, additions, improvements, betterments, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, as to be deemed to be fixtures under North Carolina law (collectively the “Fixtures”) and accessions to the Real Property and a part of the Premises as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the Indebtedness. The location of the collateral described in this paragraph is also the location of the Real Property, and the record owner of the Real Property is the Grantor. 75 5582266v1 14038.00022 3 (d) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Real Property or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by the Grantor. (e) All leases affecting the Premises or any part thereof and all income, rents and issues of the Premises and the Improvements now or hereafter located thereon from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by the Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of the Grantor of, in and to the same; reserving only the right to the Grantor to collect and apply the same so long as the Grantor is not in Default hereunder. SUBJECT, HOWEVER, to such of the Permitted Encumbrances (as defined in Exhibit B hereto and specifically incorporated herein by reference) as are superior to the security created by this Deed of Trust and excluding all data processing or telecommunications equipment, all mobile or modular classrooms, all other property excluded from the lien or security interest of the Bank under the Installment Financing Contract and all property released pursuant to the provisions of the Installment Financing Contract or this Deed of Trust. TO HAVE AND TO HOLD, the Premises unto the Trustee, its heirs, successors and assigns, in fee simple forever, upon the trusts, terms and conditions and for the uses and purposes hereinafter set out; And the Grantor covenants with the Trustee that the Grantor is lawfully seized of the Premises in fee simple and has the right to convey the same in fee simple; that, except for Permitted Encumbrances, the same are free and clear of all encumbrances, and that the Grantor will warrant and defend the title to the same against the claims of all persons whomsoever arising by, under or through the Grantor. THIS CONVEYANCE IS MADE UPON THIS SPECIAL TRUST that, if the Grantor shall pay the Indebtedness in accordance with the terms of the Installment Financing Contract, together with interest thereon, and any renewals or extensions thereof in whole or in part, and shall comply with all the covenants, terms and conditions of this Deed of Trust, then this conveyance shall be null and void and may be cancelled of record at the request of the Grantor. THIS DEED OF TRUST secures an obligation incurred for the construction of an improvement on the real property covered hereby and as such constitutes a “construction mortgage” under Section 25-9-334 of the General Statutes of North Carolina. 76 5582266v1 14038.00022 4 TO PROTECT THE SECURITY OF THIS DEED OF TRUST, the Grantor hereby further covenants and agrees as follows: ARTICLE I Section 1.1 Payment of Indebtedness. The Grantor will pay the Indebtedness and all other sums now or hereafter secured hereby promptly as the same shall become due as provided in the Installment Financing Contract and as permitted by law. Section 1.2 Taxes, Liens and Other Charges. (a) The Grantor will pay, or cause to be paid, before the same become delinquent, all taxes, liens, assessments and charges of every character including all utility charges, whether public or private, already levied or assessed or that may hereafter be levied or assessed upon or against the Premises; and will furnish the Beneficiary, on or before the final date whereon the same can be paid without penalty, evidence of the due and punctual payment of all such taxes, liens, assessments and charges. Nothing contained herein shall require the payment or discharge of any such tax, lien, assessment or charge by the Grantor for so long as the Grantor shall in good faith and at its own expense contest the same or the validity thereof by appropriate legal proceedings provided that such proceedings shall prevent (i) the collection thereof or other realization thereof and the sale or forfeiture of the Premises or any part thereof to satisfy the same or (ii) the enforcement thereof, against the Grantor, the Trustee, the Beneficiary and the Premises and so long as the Grantor first deposits with the Beneficiary in escrow such sums or other security as the Beneficiary may reasonably require to assure Beneficiary of the availability of sufficient monies to pay such tax, lien, assessment or charge if and when the same is finally determined to be due. (b) The Grantor will not suffer any mechanic’s, materialman’s, laborer’s, statutory or other lien to be created and to remain outstanding upon all or any part of the Premises. The Grantor shall be entitled to discharge such liens by bonds or to contest any such liens pursuant to the same procedure as the Grantor is entitled to contest taxes in the preceding subsection 1.2(a). Section 1.3 Insurance. The Grantor shall obtain and maintain, or cause to be obtained and maintained, during the term of this Deed of Trust the insurance coverage specified in the Installment Financing Contract. The net proceeds from any related insurance policy or policies shall be applied as provided in the Installment Financing Contract. The Beneficiary shall not be held responsible for any failure to collect any insurance proceeds due under the terms of any policy regardless of the cause of such failure if it has complied with Section 8.3 of the Installment Financing Contract. In the event of the foreclosure of this Deed of Trust or any other transfer of title to the Premises in extinguishment of the Indebtedness secured hereby, all right, title and interest of the Grantor or the Board of Education (as defined in the Installment Financing Contract) in and to all insurance policies then in force shall pass to the purchaser or Beneficiary, as appropriate. 77 5582266v1 14038.00022 5 Section 1.4 Condemnation. Any award for the taking of, or damage to, all or any part of the Premises or any interest therein upon the lawful exercise of the power of eminent domain shall be payable and applied as provided in the Installment Financing Contract. The Grantor shall give immediate notice to the Bank of the institution of any action or proceeding to condemn any part of the Premises or any interest therein of which the Grantor receives notice. Section 1.5 Care of Premises. (a) The Grantor will keep or cause the Board of Education to keep the buildings, parking areas, roads and walkways, recreational facilities, landscaping and all other Improvements of any kind now or hereafter erected on the Real Property or any part thereof in good condition and repair (ordinary wear and tear excepted), will not commit or suffer any waste, and will not do or suffer to be done anything which will increase the risk of fire or other hazard to the Premises or any part thereof. (b) Except in the ordinary course of its business or as provided in Section 6.1 of the Installment Financing Contract, the Grantor will not remove, demolish or alter or permit to be removed, demolished or altered the structural character of any Improvement located on the Real Property or any Fixture without the prior written consent of the Beneficiary. (c) If the Premises or any part thereof is damaged by fire or any other cause, the Grantor will give immediate notice thereof to the Beneficiary and the Trustee. (d) Upon reasonable prior notice to the Grantor or the Board of Education, as may be applicable, the Beneficiary or its representative is hereby authorized to enter upon and inspect the Premises at any time during normal business hours. The Beneficiary agrees that any confidential information about the Grantor or the Board of Education obtained in the exercise of its rights under this subsection shall, except as otherwise required by law or regulation applicable to the Beneficiary, be maintained in a confidential manner and shall be used by the Beneficiary only for the protection of its rights and interests hereunder. (e) The Grantor will comply promptly or cause the Board of Education to comply promptly with all present and future laws, ordinances, rules and regulations of any governmental authority (including, but not limited to, all environmental and ecological laws and regulations) affecting the Premises or any part thereof. Section 1.6 Leases Affecting Premises. The Beneficiary hereby approves the Lease (as defined in the Installment Financing Contract), and the Board of Education may sublease any portion of the Premises as provided in the Installment Financing Contract. Section 1.7 Security Agreement and Financing Statement. With respect to the Fixtures, this Deed of Trust is hereby made and declared to be a security agreement in favor of the Beneficiary encumbering each and every item of such property included herein as a part of the Premises, and the Grantor hereby grants a security interest to the Beneficiary in and to all of such Fixtures. Upon request by the Beneficiary, at any time and from time to time, a financing statement or statements reciting this Deed of Trust to be a security agreement affecting all of such property shall be executed by the Grantor and the Beneficiary and filed in accordance with the provisions of the Uniform Commercial Code as enacted in the State of North Carolina 78 5582266v1 14038.00022 6 applicable to the perfection of security interests by filing financing statements thereunder. The remedies for any violation of the covenants, terms and conditions of the security agreement contained in this Deed of Trust shall be (i) as prescribed herein or (ii) as prescribed by general law, at the Beneficiary’s sole election. This Deed of Trust shall constitute a financing statement filed as a fixture filing in accordance with Section 25-0-502 of the North Carolina General Statutes (or any amendment thereto). For these purposes, the Grantor is the “debtor,” the Beneficiary is the “secured party” and the Fixtures are the “collateral.” Section 1.8 Further Assurances. At any time, and from time to time, upon request by the Beneficiary, the Grantor will make, execute and deliver or cause to be made, executed and delivered, to the Beneficiary and/or the Trustee and, where appropriate, cause to be recorded and/or filed and from time to time thereafter to be re-recorded and/or refiled at such time and in such offices and places as shall be deemed desirable by the Beneficiary, any and all such other and further deeds of trust, security agreements, financing statements, continuation statements, instruments of further assurance, certificates and other documents as may, in the opinion of the Beneficiary, be necessary or desirable in order to effectuate, complete, or perfect, to continue and preserve or to give notice of (a) the obligations of the Grantor under the Installment Financing Contract or this Deed of Trust and (b) the lien of this Deed of Trust as a first and prior lien, subject to Permitted Encumbrances, upon and security title in and to all of the Premises, whether now owned or hereafter acquired by the Grantor. Upon any failure by the Grantor so to do, the Beneficiary may make, execute, record, file, re-record and/or refile any and all such deeds of trust, security agreements, financing statements, continuation statements, instruments, certificates, and documents for and in the name of the Grantor and the Grantor hereby irrevocably appoints the Beneficiary as its agent and attorney-in-fact to do so. Section 1.9 Expenses. The Grantor will pay or reimburse the Beneficiary and the Trustee, upon demand therefor, for all reasonable attorneys’ fees, costs and expenses actually incurred by the Beneficiary and the Trustee in any suit, action, legal proceeding or dispute of any kind in which the Beneficiary and/or the Trustee is made a party or appears as party plaintiff or defendant, affecting the Indebtedness secured hereby, this Deed of Trust or the interest created herein, or the Premises, including, but not limited to, the exercise of the power of sale contained in this Deed of Trust, any condemnation action involving the Premises or any action to protect the security hereof, but excepting therefrom any negligence or willful misconduct by the Beneficiary or any breach of this Deed of Trust by the Beneficiary; and all such amounts paid by the Beneficiary shall be added to the Indebtedness. Section 1.10 Estoppel Affidavits. The Grantor upon ten (10) days’ prior written notice, shall furnish the Beneficiary a written statement, duly acknowledged, setting forth the unpaid principal of, and interest on, the Indebtedness and whether or not any offsets or defenses exist against the payment of such principal and interest. Section 1.11 Subrogation. The Beneficiary shall be subrogated to the claims and liens of all parties whose claims or liens are discharged or paid with the proceeds of the Indebtedness. 79 5582266v1 14038.00022 7 Section 1.12 Books, Records, Accounts and Annual Reports. The Grantor will keep and maintain or will cause to be kept and maintained proper and accurate books, records and accounts relating to the Premises. The Beneficiary shall have the right from time to time at all times during normal business hours to examine such books, records and accounts at the office of the Grantor or such other person or entity maintaining such books, records and accounts and to make copies or extracts thereof as the Beneficiary shall desire. Section 1.13 Limit of Validity. If from any circumstances whatsoever fulfillment of any obligation pursuant to any provision of this Deed of Trust or the Installment Financing Contract, at the time performance of such obligation shall be due, shall involve transcending the limit of validity presently prescribed by any applicable usury statute or any other applicable law, with regard to obligations of like character and amount, then ipso facto the obligation to be fulfilled shall be reduced to the limit of such validity, so that in no event shall any exaction be possible under this Deed of Trust or the Installment Financing Contract that is in excess of the current limit of such validity, but such obligation shall be fulfilled to the limit of such validity. Section 1.14 Changes in Ownership. The Grantor hereby acknowledges to the Beneficiary that (a) the identity and expertise of the Grantor were and continue to be material circumstances upon which the Beneficiary has relied in connection with, and which constitute valuable consideration to the Beneficiary for, the extending to the Grantor of the Indebtedness and (b) any change in such identity or expertise could materially impair or jeopardize the security for the payment of the Indebtedness granted to the Beneficiary by this Deed of Trust. The Grantor therefore covenants and agrees with the Beneficiary, as part of the consideration for the extending to the Grantor of the Indebtedness, that the entire Indebtedness shall, at the option of the Beneficiary, become immediately due and payable, should the Grantor further encumber, pledge, convey, transfer or assign any or all of its interest in the Premises or any portion thereof without the prior written consent of the Beneficiary or except as otherwise permitted herein or in the Installment Financing Contract. Section 1.15 Use and Management of the Premises. The Grantor shall not alter or change the use of the Premises or abandon the Premises without the prior written consent of the Beneficiary or except as otherwise permitted herein or in the Installment Financing Contract. Section 1.16 Acquisition of Collateral. The Grantor shall not acquire any portion of the personal property, if any, covered by this Deed of Trust, subject to any security interest, conditional sales contract, title retention arrangement or other charge or lien taking precedence over the security title and lien of this Deed of Trust without the prior written consent of the Beneficiary. Section 1.17 Hazardous Material. (a) The Grantor represents, warrants and agrees that, except as previously disclosed to the Bank in writing: (i) the Grantor has not used or installed any Hazardous Material (as hereinafter defined) in violation of applicable Environmental Laws (as hereinafter defined) on, from or in the Premises and, to the best of the Grantor’s actual knowledge, no other person has used or installed any Hazardous Material on, from or in the Premises; (ii) to the best of the Grantor’s actual knowledge, no other person has violated any applicable Environmental Laws 80 5582266v1 14038.00022 8 relating to or affecting the Premises; (iii) to the best of the Grantor’s actual knowledge, the Premises are presently in compliance with all applicable Environmental Laws, and there are no facts or circumstances presently existing upon or under the Premises, or relating to the Premises, which may violate any applicable Environmental Laws, and there is not now pending or threatened any action, suit, investigation or proceeding against the Grantor or the Premises (or against any other party relating to the Premises) seeking to enforce any right or remedy against the Grantor or the Premises under any of the Environmental Laws; (iv) the Premises shall be kept free of Hazardous Materials to the extent required by applicable Environmental Laws, and shall not be used to generate, manufacture, refine, transport, treat, store, handle, dispose, transfer, produce, or process Hazardous Materials, except as a necessary incident to the normal operation and maintenance of the Premises by the Board of Education as public school facilities and in connection with acquisition, construction and installation of the Project (as defined in the Installment Financing Contract) and any additional Improvements on the Real Property; (v) the Grantor shall not cause or permit the installation of Hazardous Materials in, on, over or under the Premises or a Release (as hereinafter defined) of Hazardous Materials unto or from the Premises or suffer the presence of Hazardous Materials in, on, over or under the Premises in violation of applicable Environmental Laws; (vi) the Grantor shall comply or cause the Board of Education to comply with Environmental Laws applicable to the Premises, all at no cost or expense to the Beneficiary or the Trustee; (vii) the Grantor or the Board of Education has obtained and the Grantor will at all times continue to obtain and/or maintain or cause the Board of Education to continue to obtain and/or maintain all licenses, permits and/or other governmental or regulatory actions necessary for the Premises to comply with applicable Environmental Laws (the “Permits”) and the Grantor will be and at all times remain or cause the Board of Education to be and at all times remain in full compliance with the terms and provisions of the Permits; (viii) to the best of the Grantor’s actual knowledge, there has been no Release of any Hazardous Materials on or from the Premises in violation of applicable Environmental Laws, whether or not such Release emanated from the Premises or any contiguous real estate, which has not been abated and any resulting violation of applicable Environmental Laws abated; (ix) the Grantor shall immediately give or cause the Board of Education to give the Beneficiary oral and written notice in the event that the Grantor receives any notice from any governmental agency, entity, or any other party with regard to Hazardous Materials on, from or affecting the Premises and the Grantor shall conduct and complete or cause the Board of Education to conduct and complete all investigations, studies, sampling, and testing, and all remedial, removal, and other actions necessary to clean up and remove all Hazardous Materials on, from or affecting the Premises in accordance with all applicable Environmental Laws. (b) To the extent permitted by law and subject to the provisions of Section 160A-20 of the General Statutes of North Carolina, as amended (“G.S. § 160A-20”), the Grantor hereby agrees to indemnify the Beneficiary and the Trustee and hold the Beneficiary and the Trustee harmless from and against any and all liens, demands, defenses, suits, proceedings, disbursements, liabilities, losses, litigation, damages, judgments, obligations, penalties, injuries, costs, expenses (including, without limitation, reasonable attorneys’ and experts’ fees) and claims of any and every kind whatsoever paid, incurred, suffered by, or asserted against the Beneficiary, the Trustee and/or the Premises for, with respect to, or as a direct or indirect result of: (i) the presence of Hazardous Materials in, on or under the Premises, or the escape, seepage, leakage, spillage, discharge, emission or Release on or from the Premises of any Hazardous Materials regardless of whether or not caused by or within the control of the Grantor; (ii) the 81 5582266v1 14038.00022 9 violation of any Environmental Laws applicable to the Premises or the Grantor, whether or not caused by or within the control of the Grantor; (iii) the failure by the Grantor to comply fully with the terms and provisions of this Section; (iv) the violation of any of the Environmental Laws in connection with any other property owned by the Grantor, which violation gives or may give rise to any rights whatsoever in any party with respect to the Premises by virtue of any of the Environmental Laws, whether or not such violation is caused by or within the control of the Grantor; or (v) any warranty or representation made by the Grantor in subsection (a) of this Section being false or untrue in any material respect. (c) In the event the Beneficiary has a reasonable basis to suspect that the Grantor has violated any of the covenants, warranties, or representations contained in this Section, or that the Premises are not in compliance with the applicable Environmental Laws for any reason, the Grantor shall take such steps as the Beneficiary reasonably requires by notice to the Grantor in order to confirm or deny such occurrences, including, without limitation, the preparation of environmental studies, surveys or reports. In the event that the Grantor fails to take such action, the Beneficiary may take such action as the Beneficiary reasonably believes necessary to protect its interest, and the cost and expenses of all such actions taken by the Beneficiary, including, without limitation, the Beneficiary’s reasonable attorneys’ fees, shall be added to the Indebtedness. (d) For purposes of this Deed of Trust: (i) ”Hazardous Material” or “Hazardous Materials” means and includes, without limitation, (a) solid or hazardous waste, as defined in the Resource Conservation and Recovery Act of 1980, or in any applicable state or local law or regulation, (b) hazardous substances, as defined in the Comprehensive Environmental Response, Compensation and Liability Act of 1980 (“CERCLA”), or in any applicable state or local law or regulation, (c) gasoline, or any other petroleum product or by-product, (d) toxic substances, as defined in the Toxic Substances Control Act of 1976, or in any applicable state or local law or regulation or (e) insecticides, fungicides, or rodenticides, as defined in the Federal Insecticide, Fungicide, and Rodenticide Act of 1975, or in any applicable state or local law or regulation, as each such Act, statute or regulation may be amended from time to time; (ii) ”Release” shall have the meaning given such term in the Environmental Laws, including, without limitation, Section 101(22) of CERCLA; and (iii) ”Environmental Law” or “Environmental Laws” shall mean any “Super Fund” or “Super Lien” law, or any other federal, state or local statute, law, ordinance or code, regulating, relating to or imposing liability or standards of conduct concerning any Hazardous Materials as may now or at any time hereafter be legally in effect, including, without limitation, the following, as same may be amended or replaced from time to time, and all regulations promulgated and officially adopted thereunder or in connection therewith: the Super Fund Amendments and Reauthorization Act of 1986 (“SARA”); CERCLA; The Clean Air Act (“CAA”); the Clean Water Act (“CWA”); The Toxic Substance Control Act (“TSCA”); the Solid Waste Disposal Act (“SWDA”), as amended by the Resource Conservation and Recovery Act (“RCRA”); the Hazardous Waste Management System; and the Occupational Safety and Health Act of 1970 (“OSHA”). The obligations and liabilities of the Grantor under this Section which arise out of events or actions occurring prior to the satisfaction of this Deed of Trust shall survive the exercise of the power of sale under or foreclosure of this Deed of Trust, the delivery of a deed in lieu of foreclosure of this Deed of Trust, the cancellation or release of record of this Deed of Trust, and/or the payment in full of the Indebtedness. 82 5582266v1 14038.00022 10 (e) The parties expressly agree that an event under the provisions of this Section which may be deemed to be a default under this Deed of Trust shall not be a default until the Grantor has received notice of such event. Further, in terms of compliance with future governmental laws, regulations or rulings applicable to environmental conditions, the Grantor shall be permitted to afford itself of any defense or other protection against the application or enforcement of any such law, regulation or ruling. ARTICLE II Section 2.1 Events of Default. The terms “Default”, “Event of Default” or “Events of Default”, wherever used in this Deed of Trust, shall mean any one or more of the following events: (a) Failure by the Grantor to pay when due, any Installment Payment as required by the Installment Financing Contract or by this Deed of Trust. (b) Failure by the Grantor to duly observe or perform after notice and lapse of any applicable grace period any other term, covenant, condition or agreement of this Deed of Trust. (c) Any warranty of the Grantor contained in this Deed of Trust proves to be untrue or misleading in any material respect. (d) The occurrence of any “Event of Default” under the Installment Financing Contract. Section 2.2 Acceleration upon Default, Additional Remedies. In the event an Event of Default shall have occurred and is continuing, the Beneficiary may declare all Indebtedness to be due and payable and the same shall thereupon become due and payable without any presentment, demand, protest or notice of any kind. Thereafter, the Beneficiary may take any one or more of the following actions: (a) Either in person or by agent, with or without bringing any action or proceeding, or by a receiver appointed by a court as hereinafter provided and without regard to the adequacy of its security, enter upon and take possession of the Premises, or any part thereof, in its own name or in the name of the Trustee, and do any acts which it deems necessary or desirable to preserve the value, marketability or rentability of the Premises, or part thereof or interest therein, increase the income therefrom or protect the security hereof, and, with or without taking possession of the Premises, sue for or otherwise collect the rents and issues thereof, including those rents and issues past due and unpaid, and apply the same, less costs and expenses of operation and collection including attorney’s fees, upon any Indebtedness, all in such order as the Beneficiary may determine. The entering upon and taking possession of the Premises, the collection of such rents and issues and the application thereof as aforesaid, shall not cure or waive any Event of Default or notice of Event of Default hereunder or invalidate any act done in response to such Default or pursuant to such notice of Default and notwithstanding the continuance in possession of the Premises or the collection, receipt and application of rents and issues, the Trustee or the Beneficiary shall be entitled to exercise every right provided for in any instrument securing or relating to the Indebtedness or by law upon occurrence of any Event of Default, including the right to exercise the power of sale. 83 5582266v1 14038.00022 11 (b) Commence an action to foreclose this Deed of Trust as a mortgage, appoint a receiver as hereinafter provided, specially enforce any of the covenants hereof, or cause the Trustee to foreclose this Deed of Trust by power of sale. (c) Exercise any or all of the remedies available to a secured party under any applicable laws. Notwithstanding any provision to the contrary in this Deed of Trust, no deficiency judgment may be rendered against the Grantor in any action to collect any of the Indebtedness secured by this Deed of Trust in violation of G.S. § 160A-20, including, without limitation, any deficiency judgment for amounts that may be owed under the Installment Financing Contract or this Deed of Trust when the sale of all or any portion of the Premises is insufficient to produce enough money to pay in full all remaining Indebtedness under the Installment Financing Contract or this Deed of Trust, and the taxing power of the Grantor is not and may not be pledged directly or indirectly or contingently to secure any moneys due or secured under this Deed of Trust. Section 2.3 Foreclosure by Power of Sale. Should the Beneficiary elect to foreclose by exercise of the power of sale herein contained, the Beneficiary shall notify the Trustee and shall deposit with the Trustee this Deed of Trust and such receipts and evidence of expenditures made and secured hereby as the Trustee may require. Upon application of the Beneficiary, it shall be lawful for and the duty of the Trustee, and the Trustee is hereby authorized and empowered, to expose to sale and to sell the Premises at public auction for cash, after having first complied with all applicable requirements of laws of the State of North Carolina with respect to the exercise of powers of sale contained in deeds of trust, and upon such sale the Trustee shall convey title to the purchaser in fee simple. After retaining from the proceeds of such sale just compensation for the Trustee’s services and all expenses incurred by the Trustee, including the Trustee’s commission not exceeding one percent (1%) of the bid and reasonable attorneys’ fees for legal services actually performed, the Trustee shall apply the residue of the proceeds first to the payment of all sums expended by the Beneficiary under the terms of this Deed of Trust; second, to the payment of the Indebtedness secured hereby; and the balance, if any, shall be paid to the Grantor. The Grantor agrees that in the event of sale hereunder, the Beneficiary shall have the right to bid thereat. The Trustee may require the successful bidder at any sale to deposit immediately with the Trustee cash or certified check in an amount not to exceed twenty-five percent (25%) of the bid, provided notice of such requirement is contained in the advertisement of the sale. The bid may be rejected if the deposit is not immediately made and thereupon the next highest bidder may be declared to be the purchaser. Such deposit shall be refunded in case a resale is had; otherwise, it shall be applied to the purchase price. Section 2.4 Performance by the Beneficiary on Defaults by the Grantor. If the Grantor shall default in the payment, performance or observance of any term, covenant or condition of this Deed of Trust, the Beneficiary may, at its option, pay, perform or observe the same, and all payments made or costs or expenses incurred by the Beneficiary in connection therewith shall be secured hereby and shall be, without demand, immediately repaid by the Grantor to the Beneficiary with interest thereon at the rate provided in the Installment Financing 84 5582266v1 14038.00022 12 Contract. The Beneficiary shall be the sole judge of the necessity for any such actions and of the amounts to be paid but no such action shall be taken unreasonably. The Beneficiary is hereby empowered to enter and to authorize others to enter upon the Premises or any part thereof for the purpose of performing or observing any such defaulted term, covenant or condition without thereby becoming liable to the Grantor or any person in possession holding under the Grantor. Section 2.5 Receiver. If an Event of Default shall have occurred and is continuing and such Event of Default as to Events of Default occurring under subsections (b), (c) and (d) of Section 2.1 continues uncured for a period of thirty (30) days or more after notice of such Event of Default is given by the Beneficiary to the Grantor, the Beneficiary, upon application to a court of competent jurisdiction, shall be entitled as a matter of strict right without notice and without regard to the adequacy or value of any security for the Indebtedness secured hereby or the solvency of any party bound for its payment, to the appointment of a receiver or receivers to take possession of and to operate the Premises and to collect and apply the rents and issues thereof. The Grantor hereby irrevocably consents to such appointment, provided the Grantor receives notice of any application therefor. Any such receiver or receivers shall have all of the rights and powers permitted under the laws of the State of North Carolina and all the powers and duties of the Beneficiary in case of entry as provided in subsection (a) of Section 2.2, and shall continue as such and exercise all such powers until the date of confirmation of sale of the Premises unless such receivership is sooner terminated. Subject to the provisions of Section 2.2, the Grantor will pay to the Beneficiary upon demand all reasonable expenses, including receiver’s fees, attorneys’ fees, costs and agent’s compensation, incurred pursuant to the provisions of this Section; and all such expenses shall be secured by this Deed of Trust. Section 2.6 Waiver of Appraisement, Valuation, Stay, Extension and Redemption Laws. The Grantor agrees, to the full extent permitted by law, that in case of a Default hereunder, neither the Grantor nor anyone claiming through or under it shall or will set up, claim or seek to take advantage of any appraisement, valuation, stay, extension, homestead, exemption or redemption laws now or hereafter in force, in order to prevent or hinder the enforcement or foreclosure of this Deed of Trust, or the absolute sale of the Premises, or the final and absolute putting into possession thereof, immediately after such sale, of the purchasers thereat, and the Grantor, for itself and all who may at any time claim through or under it, hereby waives to the full extent that it may lawfully so do, the benefit of all such laws, and any and all right to have the assets comprised in the security intended to be created hereby marshalled upon any foreclosure of the lien hereof. Section 2.7 Leases. The Beneficiary and the Trustee, or either of them, at their option and to the extent permitted by law, are authorized to foreclose this Deed of Trust subject to the rights of any tenants of the Premises, and the failure to make any such tenants parties to any such foreclosure proceedings and to foreclose their rights will not be, nor be asserted to be by the Grantor, a defense to any proceedings instituted by the Beneficiary and the Trustee to collect the sums secured hereby. Section 2.8 Discontinuance of Proceedings and Restoration of the Parties. In case the Beneficiary and the Trustee, or either of them, shall have proceeded to enforce any right, power or remedy under this Deed of Trust by foreclosure, entry or otherwise, and such proceedings shall have been discontinued or abandoned for any reason, or shall have been 85 5582266v1 14038.00022 13 determined adversely to the Beneficiary and the Trustee, or either of them, then and in every such case the Grantor and the Beneficiary and the Trustee, and each of them, shall be restored to their former positions and rights hereunder, and all rights, powers and remedies of the Beneficiary and the Trustee, and each of them, shall continue as if no such proceeding had been taken. Section 2.9 Remedies Not Exclusive. Subject to Article XV of the Installment Financing Contract and Section 2.2 of this Deed of Trust, the Trustee and the Beneficiary, and each of them, shall be entitled to enforce payment and performance of any Indebtedness or obligations secured hereby and to exercise all rights and powers under this Deed of Trust or any other agreement securing or relating to the Indebtedness secured hereby or any laws now or hereafter in force, notwithstanding some of the Indebtedness and obligations secured hereby may now or hereafter be otherwise secured, whether by mortgage, deed of trust, pledge, lien, assignment or otherwise. Neither the acceptance of this Deed of Trust nor its enforcement, whether by court action or pursuant to the power of sale or other powers herein contained, shall prejudice or in any manner affect the Trustee’s or the Beneficiary’s right to realize upon or enforce any other security now or hereafter held by the Trustee or the Beneficiary, it being agreed that the Trustee and the Beneficiary, and each of them, shall be entitled to enforce this Deed of Trust and any other security now or hereafter held by the Beneficiary or the Trustee in such order and manner as they or either of them may in their absolute discretion determine. No remedy herein conferred upon or reserved to the Trustee or the Beneficiary is intended to be exclusive of any other remedy herein or by law provided or preclusive of any other remedy herein or by law provided or permitted, but each shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Every lawful power or remedy given by any instrument securing or relating to the Indebtedness secured hereby to the Trustee or the Beneficiary or to which either of them may be otherwise entitled, may be exercised, concurrently or independently, from time to time and as often as may be deemed expedient by the Trustee or the Beneficiary and either of them may pursue inconsistent remedies. Section 2.10 Waiver. No delay or omission of the Beneficiary or the Trustee to exercise any right, power or remedy accruing upon any Default shall exhaust or impair any such right, power or remedy or shall be construed to be a waiver of any such Default, or acquiescence therein; and every right, power and remedy given by this Deed of Trust to the Beneficiary and the Trustee, and each of them, may be exercised from time to time and as often as may be deemed expedient by the Beneficiary and the Trustee, and each of them. No consent or waiver, expressed or implied, by the Beneficiary to or of any breach or Default by the Grantor in the performance of the obligations thereof hereunder shall be deemed or construed to be a consent or waiver to or of any other breach or Default in the performance of the same or any other obligations of the Grantor hereunder. Failure on the part of the Beneficiary to complain of any act or failure to act or to declare an Event of Default, irrespective of how long such failure continues, shall not constitute a waiver by the Beneficiary of its rights hereunder or impair any rights, powers or remedies consequent on any breach or Default by the Grantor . Section 2.11 Suits to Protect the Premises. The Beneficiary and the Trustee, and each of them, shall have the power (a) to institute and maintain such suits and proceedings as they may deem expedient to prevent any impairment of the Premises by any acts which may be 86 5582266v1 14038.00022 14 unlawful or in violation of this Deed of Trust, with notice of commencement of such suits and proceedings to be given to the Grantor, (b) to preserve or protect their interest in the Premises and in the rents and issues arising therefrom, and (c) to restrain the enforcement of or compliance with any legislation or other governmental enactment, rule or order that may be unconstitutional or otherwise invalid, if the enforcement of or compliance with such enactment, rule or order would impair the security hereunder or be prejudicial to the interest of the Beneficiary. Section 2.12 The Beneficiary May File Proofs of Claim. In the case of any receivership, insolvency, bankruptcy, reorganization, arrangement, adjustment, composition or other proceedings affecting the Grantor, its creditors or its property, the Beneficiary, to the extent permitted by law, shall be entitled to file such proofs of claim and other documents as may be necessary or advisable in order to have the claims of the Beneficiary allowed in such proceedings for the entire amount due and payable by the Grantor under this Deed of Trust at the date of the institution of such proceedings and for any additional amount which may become due and payable by the Grantor hereunder after such date. Section 2.13 Waiver of Rights. By execution of this Deed of Trust and to the extent permitted by law, the Grantor expressly: acknowledges the right to accelerate the Indebtedness and the power of sale given herein to the Trustee to sell the Premises by foreclosure under power of sale upon default by the Grantor and without any notice other than such notice (if any) as is specifically required to be given by law or under the provisions of this Deed of Trust; waives any and all rights of the Grantor to appraisement, dower, curtsey and homestead rights to the extent permitted by applicable law; acknowledges that the Grantor has read this Deed of Trust and any and all questions regarding the legal effect of this Deed of Trust and its provisions have been explained fully to the Grantor and the Grantor has consulted with counsel of its choice prior to executing this Deed of Trust; and acknowledges that all waivers of the aforesaid rights of the Grantor have been made knowingly, intentionally and willingly by the Grantor as part of a bargained for transaction. ARTICLE III Section 3.1 Successors and Assigns. This Deed of Trust shall inure to the benefit of and be binding upon the parties hereto and their respective heirs, executors, legal representatives, successors and assigns. Whenever a reference is made in this Deed of Trust to the Grantor, the Trustee or the Beneficiary such reference shall be deemed to include a reference to the heirs, executors, legal representatives, successors and assigns of the Grantor, the Trustee or the Beneficiary, respectively. Section 3.2 Terminology. All personal pronouns used in this Deed of Trust, whether used in the masculine, feminine or neuter gender, shall include all other genders; the singular shall include the plural, and vice versa. Titles and articles in this Deed of Trust are for convenience only and neither limit nor amplify the provisions of this Deed of Trust itself, and all references herein to articles, sections or subsections shall refer to the corresponding articles, sections or subsections of this Deed of Trust unless specific reference is made to articles, sections or subsections of another document or instrument. 87 5582266v1 14038.00022 15 Section 3.3 Severability. If any provision of this Deed of Trust or the application thereof to any person or circumstance shall be invalid or unenforceable to any extent, the remainder of this Deed of Trust and the application of such provision to other persons or circumstances shall not be affected thereby and shall be enforced to the greatest extent permitted by law. Section 3.4 Governing Law. This Deed of Trust shall be construed and governed according to the laws of the State of North Carolina. Section 3.5 Notices, Demands and Requests. All notices, demands or requests provided for or permitted to be given pursuant to this Deed of Trust must be in writing and shall be deemed to have been properly given if served or given by personal delivery or by being deposited in the United States Mail, postage prepaid, registered or certified return receipt requested, and addressed to the addresses as follows: (a) if to the County, County of Person, North Carolina, 304 South Morgan Street, Room 219, Roxboro, North Carolina 27573-5245, Attention: Finance Director, with a copy to County of Person, North Carolina, 304 South Morgan Street, Room 212, Roxboro, North Carolina 27573-5245, Attention: County Manager, (b) if to the Beneficiary, Branch Banking and Trust Company, BB&T Governmental Finance, Attention: Account Administration/Municipal, Re: Person County Agreement Notice, 5130 Parkway Plaza Boulevard, Building 9, Charlotte, North Carolina 28217 and (c) if to the Deed of Trust Trustee, F, Louis Lloyd, III, 5130 Parkway Plaza Boulevard, Building 9, Charlotte, North Carolina 28217. All notices, demands and requests shall be effective upon personal delivery or upon being deposited in the United States Mail. However, the time period in which a response to any notice, demand or request must be given, if any, shall commence to run from the date of receipt of the notice, demand or request by the addressee thereof. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to be receipt of the notice, demand or request sent. By giving at least thirty (30) days written notice thereof, the Grantor, the Trustee or the Beneficiary shall have the right from time to time and at any time during the term of this Deed of Trust to change their respective addresses and each shall have the right to specify as its address any other address within the United States of America. Section 3.6 Appointment of Successor to the Trustee. The Beneficiary shall at any time have the irrevocable right to remove the Trustee herein named without notice or cause and to appoint a successor thereto by an instrument in writing, duly acknowledged, in such form as to entitle such written instrument to be recorded in the State of North Carolina, and in the event of the death or resignation of the Trustee named herein, the Beneficiary shall have the right to appoint a successor thereto by such written instrument, and any Trustee so appointed shall be vested with the title to the Premises and shall possess all the powers, duties and obligations herein conferred on the Trustee in the same manner and to the same extent as though such were named herein as the Trustee . Section 3.7 The Trustee’s Powers. At any time, or from time to time, without liability therefor and without notice, upon written request of the Beneficiary and presentation of this Deed of Trust, and without affecting the personal liability of any person for payment of the Indebtedness secured hereby or the effect of this Deed of Trust upon the remainder of the 88 5582266v1 14038.00022 16 Premises, the Trustee may (i) reconvey any part of the Premises, (ii) consent in writing to the making of any map or plat thereof, (iii) join in granting any easement therein, or (iv) join in any extension agreement or any agreement subordinating the lien or charge hereof. Section 3.8 The Beneficiary’s Powers. Without affecting the liability of any other person liable for the payment of any obligation herein mentioned, and without affecting the lien or charge of this Deed of Trust upon any portion of the Premises not then or theretofore released as security for the full amount of all unpaid obligations, the Beneficiary may, from time to time and without notice (i) release any person so liable, (ii) extend the maturity or alter any of the terms of any such obligation, (iii) grant other indulgences, (iv) cause to be released or reconveyed at any time at the Beneficiary’s option, any parcel, portion or all of the Premises, (iii) take or release any other or additional security for any obligation herein mentioned, or (iv) make compositions or other arrangements with debtor in relation thereto. The provisions of Section 45-45.1 of the General Statutes of North Carolina, as amended, or any similar statute hereafter enacted in replacement or in substitution thereof shall be inapplicable to this Deed of Trust. Section 3.9 Release of Premises. (a) If no Event of Default under this Deed of Trust shall have occurred and shall continue to exist, the Grantor may at any time or times grant easements, licenses, rights of way and other rights or privileges in the nature of easements with respect to any part of the Premises, and the Grantor may release existing interests, easements, licenses, rights of way and other rights or privileges with or without consideration, and the Beneficiary agrees that it shall execute and deliver and will cause, request or direct the Deed of Trust Trustee to execute and deliver any instrument necessary or appropriate to grant or release any such interest, easement, license, right of way or other right or privilege but only upon receipt of (i) a copy of the instrument of grant or release, (ii) a written application signed by the Grantor requesting such instrument and (iii) a certificate executed by the Grantor and reasonably acceptable to the Beneficiary to the effect that the grant or release (A) is not detrimental to the effective use of the Premises or the proper conduct of the operations of the Board of Education at the Premises and (B) will not materially impair the value of the security under this Deed of Trust in contravention of the provisions hereof. (b) Upon the Grantor exercising its rights to dispose of any Fixtures in accordance with the provisions of Section 6.1 of the Installment Financing Contract, the Beneficiary and the Trustee will execute all releases or other documents necessary to effectuate the release of the respective Fixtures from the lien of this Deed of Trust. Section 3.10 Acceptance by the Trustee. The Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made of public record as provided by law. Section 3.11 Miscellaneous. The covenants, terms and conditions herein contained shall bind, and the benefits and powers shall inure to the respective heirs, executors, administrators, successors and assigns of the parties hereto. Whenever used herein, the singular number shall include the plural, the plural the singular, and the term “Beneficiary” shall include 89 5582266v1 14038.00022 17 any payee of the indebtedness hereby secured and any transferee or assignee thereof, whether by operation of law or otherwise. 90 5582266v1 14038.00022 18 IN WITNESS WHEREOF, the Grantor has caused this Deed of Trust to be executed under seal the day and year first above written. COUNTY OF PERSON, NORTH CAROLINA By: ____________________________________ Jimmy B. Clayton Chairman of the Board of Commissioners for the County [SEAL] ATTEST: _______________________________ Brenda B. Reaves Clerk to the Board of Commissioners for the County 91 5582266v1 14038.00022 19 STATE OF NORTH CAROLINA ) ) COUNTY OF PERSON ) I, _________________________________, a Notary Public, certify that Jimmy B. Clayton personally came before me this day and acknowledged that he is the Chairman of the Board of Commissioners for the County of Person, North Carolina, and that, by authority duly given and as the act of said County, the foregoing instrument was signed in its name by him, sealed with its seal, and attested by Brenda B. Reaves, the Clerk to the Board of Commissioners for said County. WITNESS my hand and notarial seal, this _____ day of October 2014. My commission expires: __________________________________________ Notary Public ____________________ 92 5582266v1 14038.00022 A-1 EXHIBIT A REAL PROPERTY DESCRIPTION The Real Property consists of a tract or parcel of land described as follows: 93 5582266v1 14038.00022 B-1 EXHIBIT B PERMITTED ENCUMBRANCES Permitted encumbrances (the “Permitted Encumbrances”) are as follows: (1) easements, exceptions or reservations (i) for the purpose of pipelines, telephone lines, cable television lines, telegraph lines, power lines and substations, roads, streets, alleys, highways, parking, railroad purposes, drainage and sewerage purposes, dikes, canals, laterals, ditches, transportation of oil, gas or other materials, removal of oil, gas or other materials, and other like purposes, or (ii) for the joint or common use of real property, facilities and equipment, which exist on the Closing Date (as defined in the Installment Financing Contract) or arise under the provisions of Section 3.9 of this Deed of Trust and which, in the case of either (i) or (ii), in the aggregate do not materially interfere with or impair the operation of the Premises for the purposes for which they are or may reasonably be expected to be used; (2) the rights of the Bank under the Installment Financing Contract; (3) the lien of this Deed of Trust; (4) the Lease (as defined in the Installment Financing Contract) and any sublease by the Board of Education in conformity with the provisions of Section 6.11 of the Installment Financing Contract, all of which are expressly subordinate to the lien of this Deed of Trust; (5) any materialmen’s liens incurred in the ordinary course of business and not remaining undischarged for more than sixty (60) days from the date thereof; and (6) any other liens, encumbrances, charges and restrictions on the Real Property described in Schedule B – Section II (excluding exception ___) of the commitment of _____________________________ Title Insurance Company to issue the title insurance policy required pursuant to Section 6.5 of the Installment Financing Contract, which commitment is numbered _______________, or approved in writing by the Bank. 94 5582421v1 14038.00022 AGREEMENT CONCERNING SCHOOL ROOF IMPROVEMENTS by and between THE PERSON COUNTY BOARD OF EDUCATION and PERSON COUNTY, NORTH CAROLINA Dated October 16, 2014 95 5582421v1 14038.00022 AGREEMENT CONCERNING SCHOOL ROOF IMPROVEMENTS THIS AGREEMENT, dated October 16, 2014, and entered into by and between The Person County Board of Education, a body corporate which has general control and supervision of all matters pertaining to the public schools in the Person County Schools, its respective school administrative unit, and is duly organized and existing under the laws of the State of North Carolina (the “Board of Education”), and the County of Person, North Carolina, a body corporate and politic and a political subdivision of the State of North Carolina (the “County”), W I T N E S S E T H: WHEREAS, the County and the Board of Education have determined to cooperate in a plan to finance a portion of the cost of a project which each has found to be necessary and desirable to provide for improved public school facilities and improved public education in such school administrative unit; WHEREAS, such project consists of the repair or replacement of the roof of Earl Bradsher Preschool, as more particularly described in the Installment Financing Contract hereinafter defined (the “School Project”); WHEREAS, the County has also determined to finance a portion of the cost of a project consisting of the repair or replacement of the roof on the Kirby Civic Auditorium and the acquisition and improvement of a building and related property to house the Person County Recycling Center, as more particularly described in the Installment Financing Contract (collectively, the “County Project” and, together with the School Project, the “Project”); WHEREAS, as a part of such plan, the Board of Education is to convey the site of Earl Bradsher Preschool and the improvements thereon (the “Property”) to the County and the County is to lease the Property to the Board of Education; WHEREAS, the Board of Education is authorized (a) to sell the Property to the County for any price negotiated between them in connection with the School Project, (b) to lease the Property from the County and (c) to enter into contracts for the acquisition, construction and installation of the School Project; WHEREAS, the County is authorized (a) to acquire the Property from the Board of Education, (b) to lease the Property to the Board of Education and (c) to construct, improve or otherwise make available property for use by the Person County Schools; WHEREAS, the County is also authorized to finance a portion of the Cost of the Project, as defined in the Installment Financing Contract, by contracts that create security interests in the Property and the improvements thereon and certain related property to secure repayment of moneys made available for such purpose; WHEREAS, the Board of Education and the County are authorized to enter into agreements in order to execute such plan, and this agreement (this “Agreement”) constitutes such an agreement; and 96 5582421v1 14038.00022 2 WHEREAS, all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in connection with the execution and entering into of this Agreement do exist, have happened and have been performed in regular and due time, form and manner as required by law, and the parties hereto are now duly authorized to execute and enter into this Agreement; NOW, THEREFORE, in consideration of the premises and of the mutual agreements and covenants contained herein and for other valuable consideration, the parties hereto do hereby agree as follows: Section 1. Sale of Property to County. The Board of Education will sell the Property to the County for a price of $100 and will convey the Property to the County by means of a General Warranty Deed substantially in the form thereof attached hereto as Exhibit A (the “General Warranty Deed”). Section 2. Lease of Property to Board of Education. Upon the conveyance of the Property to the County by the Board of Education, the County will lease the Property to the Board of Education for use by the Person County Schools pursuant to a Lease to be entered into by the County and the Board of Education dated October 16, 2014 (the “Lease”). Section 3. Acquisition, Construction, Installation and Financing of School Project. The County (a) will acquire the Property from the Board of Education in accordance with Section 1 above, (b) will lease the Property to the Board of Education in accordance with Section 2 above and (c) together with the Board of Education will provide for the acquisition, construction and installation of the School Project as hereinafter provided. The County will also finance a part of the Cost of the Project pursuant to Section 160A- 20 of the General Statutes of North Carolina, as amended, by entering into an Installment Financing Contract with Branch Banking and Trust Company (the “Bank”), dated October 16, 2014 (the “Installment Financing Contract”). The County will execute and deliver to a trustee for the benefit of the Bank a Deed of Trust and Security Agreement, dated October 16, 2014 (the “Deed of Trust”), which will encumber the Property and the improvements thereon and certain related property to secure the County’s obligation to repay the amount advanced to it pursuant to the Installment Financing Contract. The Board of Education will be responsible for and enter into contracts for the work constituting the School Project. In order to enable the Board of Education to carry out the County’s obligations under the Installment Financing Contract with respect to the work for which the Board of Education will be responsible under this Agreement, the County hereby transfers its rights under the Installment Financing Contract regarding such obligations to the Board of Education. The Board of Education will cause the School Project to be completed on or before the date set forth in the construction documents and otherwise in accordance with the construction documents and the Installment Financing Contract and any applicable requirements of governmental authorities and law. Section 4. Indemnification. To the extent permitted by law, the Board of Education shall indemnify and save the County harmless against and from all claims by or on behalf of any 97 5582421v1 14038.00022 3 person, firm, corporation or other legal entity arising from the acquisition, construction and installation of the School Project; provided, however, that the Board of Education shall not be obligated to pay the Installment Payments pursuant to the Installment Financing Contract or to indemnify any party to the Installment Financing Contract for any third-party claims asserted against any such party relating to the payment of such Installment Payments and that the right to indemnification shall not apply to losses arising from any action taken by the County. The Board of Education shall be notified promptly by the County of any action or proceeding brought in connection with any such claims arising from the acquisition, construction and installation of the School Project. Section 5. Description of School Project; Additional Improvements. The Board of Education shall have the right to make any changes in the description of the School Project or of any component or components thereof; provided, however, that the Board of Education shall first notify the County Manager of the County (the “County Manager”) or his designee of any change that is expected to cost more than $50,000, and, further, that any increase in the cost of the School Project resulting from any change shall, to the extent the increased cost exceeds the funds in the Project Fund available therefore, be payable solely from other funds of the Board of Education. In addition, any such change must be in accordance with Section 5.1 of the Installment Financing Contract. The Board of Education shall have the right, in its sole discretion and at its own expense, to acquire, construct and install real property improvements or items of equipment or other personal property other than the School Project in or upon any portion of the Leased Property (as defined in the Lease) that do not materially impair the effective use or materially decrease the value of the Leased Property, as provided in Section 7.2 of the Lease. Section 6. Construction Conferences. The Board of Education hereby agrees that it will, upon the request of the County Manager, provide to the County Manager or his designee timely notice of all conferences with representatives of the architects, contractors and vendors with respect to the School Project and that the County Manager or his designee shall have the right to attend all such conferences. Section 7. Compliance with Installment Financing Contract and Deed of Trust. The Board of Education agrees that, except as otherwise provided in this Agreement or in the Lease, it will, and the County specifically authorizes it to, faithfully discharge all duties imposed on the County by the Installment Financing Contract and the Deed of Trust with respect to the acquisition, construction and installation of the School Project and the operation, maintenance and insuring of the Mortgaged Property (as defined in the Installment Financing Contract) and the Premises (as defined in the Deed of Trust). Section 8. Compliance with Requisition Procedure. The Board of Education agrees that it will comply with the requisition procedure for the payment of each Cost of the Project relating to the School Project as provided in the Installment Financing Contract. Section 9. Disclaimers of the County. The Board of Education acknowledges and agrees that the design of the School Project has not been made by the County, that the County has not supplied any plans or specifications with respect thereto and that the County (a) is not a 98 5582421v1 14038.00022 4 manufacturer of, or a dealer in, any of the component parts of the School Project or similar projects, (b) has not made any recommendation, given any advice or taken any other action with respect to (i) the choice of any supplier, vendor or designer of, or any other contractor with respect to, the School Project or any component part thereof or any property or rights relating thereto, or (ii) any action taken or to be taken with respect to the School Project or any component part thereof or any property or rights relating thereto at any stage of the construction thereof, (c) has not at any time had physical possession of the School Project or any component part thereof or made any inspection thereof or any property or rights relating thereto, and (d) has not made any warranty or other representation, express or implied, that the School Project or any component part thereof or any property or rights relating thereto (i) will not result in or cause injury or damage to persons or property, (ii) has been or will be properly designed or constructed or will accomplish the results which the Board of Education intends therefor, or (iii) is safe in any manner or respect. The County makes no express or implied warranty or representation of any kind whatsoever with respect to the School Project or any component part thereof to the Board of Education or any other circumstance whatsoever with respect thereto, including but not limited to any warranty or representation with respect to the merchantability or the fitness or suitability thereof for any purpose; the design or condition thereof; the safety, workmanship, quality or capacity thereof; compliance thereof with the requirements of any law, rule, specification or contract pertaining thereto; any latent defect; the ability thereof to perform any function; that the funds advanced by the Bank pursuant to the Installment Financing Contract will be sufficient (together with any other available funds of the County or the Board of Education) to pay the cost of the School Project; or any other characteristic of the School Project; it being agreed that all risks relating to the School Project, the completion thereof or the transactions contemplated hereby or by the Installment Financing Contract are to be borne by the Board of Education, and the benefits of any and all implied warranties and representations of the County are hereby waived by the Board of Education. Section 10. Acknowledgment of Authority of Board of Education. The parties acknowledge that this Agreement is not intended in any way to diminish the Board of Education’s authority to select school sites, choose the building design, construct school buildings and establish the school program for the Person County Schools. Section 11. Amendments and Further Instruments. The County and the Board of Education may, from time to time, with the written consent of the Bank, execute and deliver such amendments to this Agreement and such further instruments as may be required or desired for carrying out the expressed intention of this Agreement. Section 12. Agreement to Survive Termination of Installment Financing Contract. Notwithstanding anything to the contrary contained herein, the obligations undertaken by the Board of Education hereunder shall survive the termination of the Installment Financing Contract. 99 5582421v1 14038.00022 5 IN WITNESS WHEREOF, the parties hereto have executed and attested this Agreement by their officers thereunto duly authorized as of the day and year first written above. THE PERSON COUNTY BOARD OF EDUCATION By: ____________________________________ Gordon Powell Chairman of the Board of Education [SEAL] Attest: _____________________________ Danny Holloman Secretary of the Board of Education This instrument has been pre-audited in the manner required by The School Budget and Fiscal Control Act. Kim McVey Finance Officer of the Board of Education [Signatures Continued on Following Page.] 100 5582421v1 14038.00022 6 [Counterpart Signature Page to the Agreement Concerning School Roof Improvements, dated October 16, 2014, between The Person County Board of Education and the County of Person, North Carolina] COUNTY OF PERSON, NORTH CAROLINA By: ____________________________________ Jimmy B. Clayton Chairman of the Board of Commissioners for the County [SEAL] Attest: _____________________________ Brenda B. Reaves Clerk to the Board of Commissioners for the County This instrument has been pre-audited in the manner required by The Local Government Budget and Fiscal Control Act. Amy Wehrenberg Finance Director of the County 101 5582421v1 14038.00022 EXHIBIT A GENERAL WARRANTY DEED 102 5582507v1 14038.00022 LEASE by and between PERSON COUNTY, NORTH CAROLINA AS LESSOR and THE PERSON COUNTY BOARD OF EDUCATION AS LESSEE Dated October 16, 2014 After recording, please return to: C. Ronald Aycock, Esq. County of Person, North Carolina 304 South Morgan Street Roxboro, North Carolina 27573-5245 This document was prepared by: Gundars Aperans, Esq. Robinson, Bradshaw & Hinson, P.A. 101 North Tryon Street, Suite 1900 Charlotte, North Carolina 28246 103 5582507v1 14038.00022 LEASE THIS LEASE, dated October 16, 2014, and entered into by and between the County of Person, North Carolina, a body corporate and politic and a political subdivision of the State of North Carolina, as lessor (the “County”), and The Person County Board of Education, a body corporate which has general control and supervision of all matters pertaining to the public schools in the Person County Schools, its respective school administrative unit, and is duly organized and existing under the laws of the State of North Carolina, as lessee (the “Board of Education”), W I T N E S S E T H: WHEREAS, the County and the Board of Education have determined to cooperate in a plan to finance a portion of the cost of a project which each has found to be necessary and desirable to provide for improved public school facilities and improved public education in such school administrative unit; WHEREAS, such project consists of the repair or replacement of the roof of Earl Bradsher Preschool, as more particularly described in the Installment Financing Contract hereinafter defined (the “School Project”); WHEREAS, the County has also determined to finance a portion of the cost of a project consisting of the repair or replacement of the roof on the Kirby Civic Auditorium and the acquisition and improvement of a building and related property to house the Person County Recycling Center, as more particularly described in the Installment Financing Contract (collectively, the “County Project” and, together with the School Project, the “Project”); WHEREAS, as a part of such plan, the Board of Education has executed a General Warranty Deed, made October 16, 2014, conveying the site of Earl Bradsher Preschool and the improvements thereon to the County and the County is to lease such site and the improvements thereon to the Board of Education (such site as more particularly described in Exhibit A hereto and the improvements thereon being collectively called the “Leased Site”); WHEREAS, as a part of such plan, the County has entered into an Installment Financing Contract, dated October 16, 2014, between the County and Branch Banking and Trust Company (the “Bank”), providing for the financing of a portion of the cost of the Project (the “Installment Financing Contract”), a copy of which is attached hereto as Exhibit B; WHEREAS, as a part of such plan, the County and the Board of Education have entered into an Agreement Concerning School Roof Improvements, dated October 16, 2014, providing, among other matters, for the lease of the Leased Site by the County to the Board of Education and the acquisition, construction and installation of the School Project (the “Administrative Agreement”); and WHEREAS, as a part of such plan, the County proposes to lease the Leased Property, consisting of the Leased Site and the School Project, to the Board of Education and the Board of Education has determined to lease the Leased Property from the County; 104 5582507v1 14038.00022 2 NOW, THEREFORE, for and in consideration of the mutual promises and covenants herein contained, the parties hereto agree as follows: ARTICLE I DEFINITIONS; RULE OF CONSTRUCTION All capitalized terms used in this Lease and not otherwise defined herein shall have the meanings assigned to them in the Installment Financing Contract, unless the context clearly requires otherwise. In addition, the following terms will have the meanings specified below, unless the context clearly requires otherwise: “Board of Education Representative” means any person at the time designated, by a written certificate furnished to the County and signed on the Board of Education’s behalf by its Chairman, to act on the Board of Education’s behalf for the purpose of performing any act under this Lease. “Closing Date” means the date on which the Installment Financing Contract takes effect. “County Representative” means any person at the time designated, by a written certificate furnished to the Board of Education and signed on the County’s behalf by the Chairman of its Board of Commissioners, to act on the County’s behalf for the purpose of performing any act under this Lease. “Event of Default” means one or more events of default as defined in Section 12.1. “Lease” means this Lease, as it may be duly amended. “Lease Term” means the term of this Lease as determined pursuant to Article IV. “Lease Year” means, initially, from the Closing Date through December 31, 2014, and, thereafter, means the twelve-month period of each year commencing on January 1 and ending on the next December 31. “Leased Property” means the Leased Site and the School Project to be acquired, constructed and installed thereon collectively. All references to articles or sections are references to articles or sections of this Lease, unless the context clearly indicates otherwise. 105 5582507v1 14038.00022 3 ARTICLE II REPRESENTATIONS, COVENANTS AND WARRANTIES The County and the Board of Education each represent, covenant and warrant for the other’s benefit as follows: (1) Neither the execution and delivery of this Lease, nor the fulfillment of or compliance with its terms and conditions, nor the consummation of the transactions contemplated hereby, results or will result in a breach of the terms, conditions and provisions of any agreement or instrument to which either is now a party or by which either is bound, or constitutes a default under any of the foregoing. (2) To the knowledge of each party, there is no litigation or proceeding pending or threatened against such party (or against any other person) affecting the rights of such party to execute or deliver this Lease or to comply with its obligations under this Lease. Neither the execution and delivery of this Lease by such party, nor compliance by such party with its obligations under this Lease, requires the approval of any regulatory body or any other entity the approval of which has not been obtained. ARTICLE III DEMISING CLAUSE The County hereby leases the Leased Property to the Board of Education and the Board of Education hereby leases the Leased Property from the County, in accordance with the provisions of this Lease, to have and to hold for the Lease Term. Notwithstanding anything in this Lease to the contrary, the Board of Education’s rights to possession of the Leased Property, its rights to purchase the Leased Property pursuant to Section 5.2, and all of its other rights under this Lease are subordinate to the rights of the Bank, the beneficiary under the Deed of Trust and Security Agreement, dated October 16, 2014, from the County to F. Louis Loyd, III, Trustee, and its successors and assigns, and relating to the Leased Property (the “Deed of Trust”). Any judicial sale of, or foreclosure on, the Leased Property pursuant to the Deed of Trust shall terminate all the Board of Education’s rights hereunder with respect to the Leased Property. ARTICLE IV LEASE TERM 4.1 Commencement. The Lease Term shall commence on the Closing Date. 106 5582507v1 14038.00022 4 4.2 Termination. The Lease Term shall terminate upon the earlier of either of the following events: (a) the termination of the Installment Financing Contract; or (b) an Event of Default and termination by the County pursuant to Article XII. Termination of the Lease Term shall terminate the County’s obligations under this Lease and the Board of Education’s rights of possession under this Lease, but all other provisions of this Lease, including those relating to the receipt and disbursement of funds, shall be continuing until the Installment Financing Contract is discharged as provided therein. ARTICLE V QUIET ENJOYMENT; PURCHASE OPTION 5.1 Quiet Enjoyment. The County hereby covenants that the Board of Education shall, during the Lease Term, peaceably and quietly have and hold and enjoy the Leased Property without suit, trouble or hindrance from the County, except as expressly required or permitted by this Lease. The County shall not interfere with the quiet use and enjoyment of the Leased Property during the Lease Term. The County shall, at the Board of Education’s request and the County’s cost, join and cooperate fully in any legal action in which the Board of Education asserts its right to such possession and enjoyment, or which involves the imposition of any taxes or other governmental charges on or in connection with the Leased Property. In addition, the Board of Education may at its own expense join in any legal action affecting its possession and enjoyment of the Leased Property, and shall be joined (to the extent legally possible, and at the Board of Education’s expense) in any action affecting its liabilities hereunder. The provisions of this Article shall be subject to rights to inspect the Leased Property granted to parties under the Installment Financing Contract and to the right hereby reserved to the County to inspect the Leased Property at any reasonable time. Notwithstanding the foregoing, nothing contained in this Lease, the Administrative Agreement, the Deed of Trust or any other arrangements entered into between the County and the Board of Education in connection with the financing of the School Project shall be construed to grant to the County any jurisdiction or supervision over the operation and use of the public school system for the County and its facilities that would not exist in the absence of these transactions. The County and the Board of Education hereby acknowledge and agree that the transactions contemplated by the Lease, the Administrative Agreement, the Deed of Trust or any other arrangements entered into between the County and the Board of Education are entered to facilitate the financing by the County of a portion of the Cost of the Project. The County shall have no rights over the public school system or its facilities on account of this Lease and the other transactions contemplated hereby except as shall be necessary for the County to carry out its obligations under the financing arrangements. 107 5582507v1 14038.00022 5 5.2 Purchase Option. (a) The Board of Education shall have the option (a) to purchase the Leased Property, in part, from time to time, to the extent that it constitutes Premises released from the lien and security interest of the Deed of Trust pursuant to Section 3.9 of the Deed of Trust, upon payment to the County of a purchase option price of $100 and (b) to purchase the remainder or all of the Leased Property at the end of the Lease Term upon payment by the County of all of the Installment Payments and upon payment to the County of a purchase option price of $100. The County shall promptly notify the Board of Education of the end of the Lease Term. The Board of Education shall notify the County of its exercising of this option within ninety (90) days after any such partial release of the Premises or after the end of the Lease Term, as may be applicable, and within forty-five (45) days thereafter the County shall execute and deliver to the Board of Education a quit-claim deed with a covenant against grantor’s acts, if applicable, together with such other documents as are necessary to convey to the Board of Education good and marketable title to the respective Leased Property, subject only to (a) Permitted Encumbrances and (b) any encumbrance or imperfection caused by or attributable to the Board of Education. (b) Upon request of the Board of Education, the County shall request the Bank to release the Leased Property, or any part thereof, to the extent that it constitutes Premises, as provided in Section 3.9 in the Deed of Trust. Any such request by the Board of Education shall include a resolution duly adopted by the Board of Education stating the purpose for which such release of the Leased Property is sought and giving an adequate legal description of the part of the Leased Property to be released. The County shall use its best efforts to submit such a request to the Bank within sixty (60) days of receiving such a request from the Board of Education. ARTICLE VI CONSIDERATION FOR LEASE 6.1 Use as Schools; Assumption of Obligations. In partial consideration for its acquisition of rights to use the Leased Property during the Lease Term and its option to purchase the Leased Property, the Board of Education hereby agrees to use the Leased Property for public school purposes in fulfillment of its obligation, shared by the County, to provide for elementary and secondary education in the County. In addition, in consideration of its rights under this Lease, the Board of Education undertakes the obligations imposed on it hereunder, including those imposed by Section 8.1. 6.2 Payments. In partial consideration for its acquisition of rights to use the Leased Property during the Lease Term and its option to purchase the Leased Property, the Board of Education hereby agrees to pay to the County annual rent in the amount of $1 payable in advance on the Closing Date (receipt of which is hereby acknowledged) and on the first day of each Lease Year thereafter. The County and the Board of Education acknowledge their understanding that, although the County’s financing of a portion of the cost of the Leased Property and providing of the Leased Property to the Board of Education for its use, is of substantial value to the Board of Education, any payment by the Board of Education of a market value rent would represent simply an accounting transaction, because the Board of Education’s funding for such purpose would be primarily provided through the County. 108 5582507v1 14038.00022 6 ARTICLE VII ACQUISITION, CONSTRUCTION AND INSTALLATION OF SCHOOL PROJECT AND ADDITIONAL IMPROVEMENTS 7.1 Acquisition, Construction and Installation of School Project. The County has provided in the Administrative Agreement for the acquisition, construction and installation of the School Project by the Board of Education. The Board of Education represents that it has reviewed all provisions concerning the acquisition, construction and installation of the School Project in the Installment Financing Contract and hereby approves such provisions. The Board of Education shall take possession of the School Project upon completion thereof. Title to the Leased Property shall be held by the County, subject only to Permitted Encumbrances. 7.2 Additional Improvements. The Board of Education may at any time and from time to time, in its sole discretion and at its own expense, acquire, construct and install real property improvements and items of equipment or other personal property other than the School Project in or upon any portion of the Leased Property that do not materially impair the effective use or materially decrease the value of the Leased Property. The Board of Education shall repair and restore any and all damage resulting from the acquisition, construction and installation of any such improvements or property. ARTICLE VIII BOARD OF EDUCATION’S ASSUMPTION OF COUNTY’S OBLIGATIONS 8.1 Assumption of Obligations. The Board of Education hereby assumes all the County’s obligations under the Installment Financing Contract regarding care, use and operation of the Leased Property, payment of taxes, utilities and other governmental charges, maintenance of insurance coverage, prevention of liens, and repair or replacement of the Leased Property. It is expressly understood that the Board of Education shall not assume the County’s obligation under the Installment Financing Contract to pay the Installment Payments and that the Board of Education shall not indemnify the County or any other party to the Installment Financing Contract for third-party claims asserted against any party to the Installment Financing Contract relating to the payment of the Installment Payments or indemnify the County for losses arising from any action of the County. 8.2 Transfer of Rights. In order to allow the Board of Education to carry out the County’s obligations under the Installment Financing Contract to be assumed by the Board of Education, the County hereby transfers its rights under the Installment Financing Contract regarding such obligations to the Board of Education. Nothing in this Section, however, shall be construed as in any way delegating to the Board of Education any of the County’s rights or responsibilities to make decisions regarding the Board of Education’s capital and operating budgets or otherwise covenanting that funds for such purposes will be appropriated or available. 109 5582507v1 14038.00022 7 8.3 Board of Education’s General Covenant. The Board of Education further undertakes not to take or omit to take any action the taking or omission of which would cause the County to be in default in any manner under the Installment Financing Contract. If the Board of Education shall take or omit to take any such action, then the Board of Education shall proceed with all due diligence to take such action as may be necessary to cure such default. 8.4 County’s Cooperation. The County shall cooperate fully with the Board of Education in filing any proof of loss or taking any other action under this Lease. Except as hereinafter provided, neither the County nor the Board of Education shall voluntarily settle, or consent to the settlement of, any proceeding arising out of any insurance claim with respect to the Improvements without the other’s written consent. If the amount expected to be received pursuant to any such settlement does not exceed $50,000, then the Board of Education may, without the consent of the County, voluntarily settle, or consent to the settlement of, any proceeding arising out of any related insurance claim, provided that the Board of Education promptly notifies the County of such settlement after it has been reached. 8.5 Advances; Performance of Obligations. If the Board of Education shall fail to pay any amount required to be paid by it under this Lease, or fails to take any other action required of it under this Lease, then the County may (but shall be under no obligation to) pay such amount or perform such other obligation. The Board of Education agrees to reimburse the County for any such payment or for its costs incurred in connection with performing such other obligation. ARTICLE IX DISCLAIMER OF WARRANTIES; OTHER COVENANTS 9.1 Disclaimer of Warranties. THE COUNTY MAKES NO WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, AS TO THE VALUE, DESIGN, CONDITION, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR FITNESS FOR A PARTICULAR USE OF THE LEASED PROPERTY OR ANY PART THEREOF OR ANY OTHER REPRESENTATION OR WARRANTY WITH RESPECT TO THE LEASED PROPERTY OR ANY PART THEREOF. In no event shall the County be liable for any direct or indirect, incidental, special or consequential damage in connection with or arising out of this Lease or the existence, furnishing, functioning or use by anyone of any item, product or service provided for herein. 9.2 Further Assurances; Corrective Instruments. The Board of Education and the County agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements hereto and such further instruments as may reasonably be required for correcting any inadequate or incorrect description of the Leased Property hereby leased or intended so to be, or for otherwise carrying out the intention hereof. 9.3 Board of Education and County Representatives. Whenever under the provisions hereof the approval of the Board of Education or the County is required to take some action at the request of the other, unless otherwise provided, such approval or such request shall be given for the Board of Education by the Board of Education Representative and for the County by the 110 5582507v1 14038.00022 8 County Representative, and the Board of Education and the County shall be authorized to act on any such approval or request of such representative of the other. 9.4 Compliance with Requirements. During the Lease Term, the Board of Education and the County shall observe and comply promptly with all current and future orders of all courts having jurisdiction over the Leased Property or any portion thereof (or be diligently and in good faith contesting such orders), and all current and future requirements of all insurance companies’ written policies covering the Leased Property or any portion thereof. ARTICLE X TITLE TO LEASED PROPERTY; LIMITATIONS ON ENCUMBRANCES 10.1 Title to Leased Property. Except for personal property purchased by the Board of Education at its own expense, title to the Leased Property and any and all additions and modifications to or replacements of any portion of the Leased Property shall be held in the County’s name, subject only to Permitted Encumbrances, until foreclosed upon as provided in the Deed of Trust or conveyed as provided in this Lease, notwithstanding (a) the occurrence of all or more events of default as defined in Section 13.1 of the Installment Financing Contract; (b) the occurrence of any event of damage, destruction, condemnation or construction or title defect; or (c) the violation by the County of any provision of this Lease. The Board of Education shall have no right, title or interest in the Leased Property or any additions and modifications to or replacements of any portion of the Leased Property, except as expressly set forth in this Lease. ARTICLE XI SUBLEASING AND INDEMNIFICATION 11.1 Board of Education’s Subleasing. The Board of Education may not assign or sublease the Leased Property, in whole or in part, except as provided in Section 6.11 of the Installment Financing Contract. 11.2 Indemnification. Except as provided in Section 8.1, to the extent permitted by law, the Board of Education shall and hereby agrees to indemnify and save the County harmless against and from all claims by or on behalf of any person, firm, corporation or other legal entity arising from the operation or management of the Leased Property by the Board of Education during the Lease Term, including any claims arising from: (a) any condition of the Leased Property, (b) any act of negligence of the Board of Education or of any of its agents, contractors or employees or any violation of law by the Board of Education or breach of any covenant or warranty by the Board of Education hereunder, or (c) the incurrence of any cost or expense in connection with the acquisition, construction and installation of the School Project in excess of the moneys available therefor in the Project Fund. The Board of Education shall be notified promptly by the County of any action or proceeding brought in connection with any claims arising out of circumstances described in (a), (b) or (c) above. 111 5582507v1 14038.00022 9 ARTICLE XII EVENTS OF DEFAULT 12.1 Events of Default. Each of the following shall be an “Event of Default” under this Lease and the term “Default” shall mean, whenever it is used in this Lease, any one or more of the following events: (a) The Board of Education’s failure to make any payments hereunder when due. (b) The Board of Education’s failure to observe and perform any covenant, condition or agreement on its part to be observed or performed for a period of thirty (30) days after written notice specifying such failure and requesting that it be remedied shall have been given to the Board of Education by the County or by the Bank, unless the County and the Bank shall agree in writing to an extension of such time prior to its expiration; provided, however, that if the failure stated in such notice cannot be corrected within the applicable period, neither the County nor the Bank shall unreasonably withhold its consent to an extension of such time if corrective action is instituted by the Board of Education within the applicable period and diligently pursued until such failure is corrected and, further, that if by reason of any event or occurrence constituting force majeure the Board of Education is unable in whole or in part to carry out any of its agreements contained herein (other than its obligations contained in Section 6.2 or 8.1), the Board of Education shall not be deemed in default during the continuance of such event or occurrence. (c) The dissolution or liquidation of the Board of Education or the voluntary initiation by the Board of Education of any proceeding under any federal or state law relating to bankruptcy, insolvency, arrangement, reorganization, readjustment of debt or any other form of debtor relief, or the initiation against the Board of Education of any such proceeding which shall remain undismissed for sixty (60) days, or the entry by the Board of Education into an agreement of composition with creditors or the Board of Education’s failure generally to pay its debts as they become due. 12.2 Remedies on Default. Whenever any Event of Default shall have happened and be continuing, the County may take one or any combination of the following remedial steps: (a) Terminate this Lease, evict the Board of Education from the Leased Property or any portion thereof and re-lease the Leased Property or any portion thereof. (b) Have reasonable access to and inspect, examine and make copies of the Board of Education’s books and records and accounts during the Board of Education’s regular business hours, if reasonably necessary in the County’s opinion. (c) Take whatever action at law or in equity may appear necessary or desirable, including the appointment of a receiver, to collect the amounts then due, or to enforce performance and observance of any obligation, agreement or covenant of the Board of Education under this Lease. 112 5582507v1 14038.00022 10 Any amount collected pursuant to action taken under this Section shall be applied in accordance with the Installment Financing Contract. 12.3 No Remedy Exclusive. No remedy herein conferred upon or reserved to the County is intended to be exclusive, and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder and every remedy now or hereafter existing at law or in equity. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power, and any such right and power may be exercised from time to time as may be deemed expedient. In order to entitle the County to exercise any remedy reserved in this Article XII, it shall not be necessary to give any notice, other than such notice as may be required in this Article XII. 12.4 Waivers. If any agreement contained herein should be breached by either party and thereafter waived by the other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. The County, however, shall have no right to waive any Event of Default without the Bank’s consent. A waiver of an event of default under the Installment Financing Contract shall constitute a waiver of any corresponding Event of Default under this Lease; provided that no such waiver shall extend to or affect any subsequent or other Event of Default under this Lease or impair any right consequent thereon. 12.5 Waiver of Appraisement, Valuation, Stay Extension and Redemption Laws. The Board of Education and County agree, to the extent permitted by law, that in the case of a termination of the Lease Term by reason of an Event of Default, neither the Board of Education nor the County nor anyone claiming through or under either of them shall or will set up, claim or seek to take advantage of any appraisement, valuation, stay, extension or redemption laws now or hereafter in force in order to prevent or hinder the enforcement of the Installment Financing Contract or of any remedy provided hereunder or thereunder; and the Board of Education and the County, for themselves and all who may at any time claim through or under either of them, each hereby waives, to the full extent that it may lawfully do so, the benefit of such laws. ARTICLE XIII MISCELLANEOUS 13.1 Notices. All notices, certificates or other communications hereunder shall be sufficiently given if given by United States mail in certified form, postage prepaid, and shall be deemed to have been received five (5) Business Days (as defined in the Installment Financing Contract) after deposit in the United States mail in certified form, postage prepaid, as follows: (a) If intended for the County, addressed to it at the following address: County of Person, North Carolina 304 South Morgan Street, Room 219 Roxboro, North Carolina 27573-5245 Attention: Finance Director 113 5582507v1 14038.00022 11 with a copy to: County of Person, North Carolina 304 South Morgan Street, Room 212 Roxboro, North Carolina 27573-5245 Attention: County Manager (b) If intended for the Board of Education, addressed to it at the following address: The Person County Board of Education 304 South Morgan Street, Room 25 Roxboro, North Carolina 27573-5245 Attention: Superintendent Copies of any notices, certificates or other communications to the County or the Board of Education are to be sent also to: Branch Banking and Trust Company BB&T Governmental Finance Attention: Account Administration/Municipal Re: Person County Agreement Notice 5130 Parkway Plaza Boulevard Building 9 Charlotte, North Carolina 28217 13.2 Binding Effect. This Lease shall be binding upon and inure to the benefit of the Board of Education and the County, subject however to the limitations contained in Article XI. 13.3 Net Lease. This Lease shall be deemed and construed to be a “net lease,” and the Board of Education shall pay absolutely net during the Lease Term all other payments required hereunder, free of any deductions, and without abatement or setoff. 13.4 Payments Due on Holidays. If the date for making any payment or the last day for performance of any act or the exercising of any right, as provided in this Lease, shall not be a Business Day, such payment may be made or act performed or right exercised on the next preceding day that is a Business Day with the same force and effect as if done on the nominal date provided in this Lease. 13.5 Severability. In the event that any provision of this Lease, other than the requirement of the County to provide quiet enjoyment of the Leased Property, shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. 13.6 Execution in Counterparts. This Lease may be simultaneously executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 114 5582507v1 14038.00022 12 13.7 Applicable Law. This Lease shall be governed by and construed in accordance with the laws of the State. 13.8 Captions. The captions or headings herein are for convenience only and in no way define, limit or describe the scope or limit of any provisions or sections of this Lease. 13.9 Memorandum of Lease. At the request of either party, the County and the Board of Education shall, on or before the Closing Date, execute a memorandum of this Lease legally sufficient to comply with the laws of the State. 115 5582507v1 14038.00022 13 IN WITNESS WHEREOF, the parties hereto have caused this Lease to be executed in their corporate names by their duly authorized officers, all as of the day and year first above written. PERSON COUNTY, NORTH CAROLINA By: ____________________________________ Jimmy B. Clayton Chairman of the Board of Commissioners for the County [SEAL] Attest: _____________________________ Brenda B. Reaves Clerk to the Board of Commissioners for the County This instrument has been pre-audited in the manner required by The Local Government Budget and Fiscal Control Act. Amy Wehrenberg Finance Director of the County [Signatures Continued on Following Page.] 116 5582507v1 14038.00022 14 [Counterpart Signature Page to the Lease dated October 16, 2014 between the Person County Board of Education and the County of Person, North Carolina] THE PERSON COUNTY BOARD OF EDUCATION By: ____________________________________ Gordon Powell Chairman of the Board of Education [SEAL] Attest _____________________________ Danny Holloman Secretary of the Board of Education This installment has been pre-audited in the manner required by The School Budget and Fiscal Control Act. Kim McVey Finance Officer of the Board of Education 117 5582507v1 14038.00022 15 STATE OF NORTH CAROLINA ) ) COUNTY OF PERSON ) I, a Notary Public of the County and State aforesaid, certify that Brenda B. Reaves personally came before me this day and acknowledged that she is the Clerk to the Board of Commissioners for the County of Person, North Carolina and that by authority duly given and as the act of said County, the foregoing instrument was signed in its name by the Chairman of said Board of Commissioners and attested by her as the Clerk to said Board of Commissioners. Witness my hand and official stamp or seal, this the ____ day of October 2014. __________________________________________ NOTARY PUBLIC My Commission Expires: STATE OF NORTH CAROLINA ) ) COUNTY OF PERSON ) I, a Notary Public of the County and State aforesaid, certify that Danny Holloman personally came before me this day and acknowledged that he is the Secretary of The Person County Board of Education and that by authority duly given and as the act of said Board of Education, the foregoing instrument was signed in its name by the Chairman of said Board of Education and attested by him as the Secretary of said Board of Education. Witness my hand and official stamp or seal, this the ____ day of October 2014. __________________________________________ NOTARY PUBLIC My Commission Expires: 118 5582507v1 14038.00022 A-1 EXHIBIT A DESCRIPTION OF THE LEASED SITE The Leased Site consists of a tract or parcel of land described as follows: 119 5582507v1 14038.00022 B-1 EXHIBIT B Copy of Installment Financing Contract attached. 120